Good Credit Card to Buy a Car or Motorcycle?
Author: disque71
Posted: Tue Mar 13, 2007 5:55 pm
Post subject: Good Credit Card to buy a used Sportbike? - HELP
I am looking to buy a sport bike after many years of not having one to call my own. I'd prefer to not buy new because the insurance is nasty. I'm thinking that I'd purchase the bike on credit utilizing the intro 0% APR for a year then transferring the very small balance to another card if need be. Does anyone know of good card for this situation?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Chazmanian
Posted: Tue Mar 13, 2007 7:55 pm
Post subject:
Quote:
I'm thinking that I'd purchase the bike on credit utilizing the intro 0% APR for a year
Yo, Disque There are so very many 0% interest offers available its more a matter of what your credit rating will support, and what color or scheme you would like see on your card.
I would recommend Citi, Chase, BOA and Amex as all have sweet offers ready to fulfill your wildest sportbike dreams at this very moment.
Assuming that you have good credit and qualify for a "Good" card product with the sweet intro rates I would think finding a good used sportbike that you really dig will be your larger challenge. I say used R-1 or GSXR but of course only you can make the final call!!!
Live to Ride. Ride to Live.
Author: guessindigo
Posted: Tue Mar 13, 2007 9:01 pm
Post subject:
Super!
Another rider over here too. My rides are an 2005 R6, a 2003 SV650, and a KTM 450. I love bikes so much, I never drive anymore. Yes, living in California has its benefits including being able to split lanes and ride year round.
Anyways, I used MBNA to direct deposit money to my accuount at a promotional rate of 1.99% for 12 months, walked into the dealer and wrote a check to buy the bike. You should be able to do something similar with BofA and/or Chase. Both have long-term 2.99% rates with $75-$100 capped BT fees.
Citi also has these rates, but you have to request a check and they mail it to you.
Have you tried a credit union? They usually have killer rates and can preapprove pretty quick.
Do NOT get financing through the dealer, it may be low payments now, but the interest really kicks up after the short introductory period.
Whatever you do, get a bike and start riding, it is so much fun!
Author: angelo21
Posted: Wed Mar 14, 2007 10:22 am
Post subject:
You have a bunch of options available to you. Amex, Citi, Chase, BoA, etc. As Chaz mentioned, a lot rides on your CS. That will ultimately determine what you get, 6, 12 or 15 months (and the APR).
_________________
www.TheCardDepot.com
Your Credit Card Source
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Tue Mar 13, 2007 5:55 pm
Post subject: Good Credit Card to buy a used Sportbike? - HELP
I am looking to buy a sport bike after many years of not having one to call my own. I'd prefer to not buy new because the insurance is nasty. I'm thinking that I'd purchase the bike on credit utilizing the intro 0% APR for a year then transferring the very small balance to another card if need be. Does anyone know of good card for this situation?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Chazmanian
Posted: Tue Mar 13, 2007 7:55 pm
Post subject:
Quote:
I'm thinking that I'd purchase the bike on credit utilizing the intro 0% APR for a year
Yo, Disque There are so very many 0% interest offers available its more a matter of what your credit rating will support, and what color or scheme you would like see on your card.
I would recommend Citi, Chase, BOA and Amex as all have sweet offers ready to fulfill your wildest sportbike dreams at this very moment.
Assuming that you have good credit and qualify for a "Good" card product with the sweet intro rates I would think finding a good used sportbike that you really dig will be your larger challenge. I say used R-1 or GSXR but of course only you can make the final call!!!
Live to Ride. Ride to Live.
Author: guessindigo
Posted: Tue Mar 13, 2007 9:01 pm
Post subject:
Super!
Another rider over here too. My rides are an 2005 R6, a 2003 SV650, and a KTM 450. I love bikes so much, I never drive anymore. Yes, living in California has its benefits including being able to split lanes and ride year round.
Anyways, I used MBNA to direct deposit money to my accuount at a promotional rate of 1.99% for 12 months, walked into the dealer and wrote a check to buy the bike. You should be able to do something similar with BofA and/or Chase. Both have long-term 2.99% rates with $75-$100 capped BT fees.
Citi also has these rates, but you have to request a check and they mail it to you.
Have you tried a credit union? They usually have killer rates and can preapprove pretty quick.
Do NOT get financing through the dealer, it may be low payments now, but the interest really kicks up after the short introductory period.
Whatever you do, get a bike and start riding, it is so much fun!
Author: angelo21
Posted: Wed Mar 14, 2007 10:22 am
Post subject:
You have a bunch of options available to you. Amex, Citi, Chase, BoA, etc. As Chaz mentioned, a lot rides on your CS. That will ultimately determine what you get, 6, 12 or 15 months (and the APR).
_________________
www.TheCardDepot.com
Your Credit Card Source
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Labels: Buying a Car or Motorbike with a Credit Card, Can you Buy Used Transportation with a Credit Card? Best Credit Card for Buying a Vehicle, Unusual Credit Card Purchases
posted by CardRatings.com at 11:45 PM
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