Capital One Rate Increase Review and Tips

Author: mouse
Posted: Mon Mar 05, 2007 5:43 pm
Post subject: 5.90% GOING TO BE 10.90% (CAPITAL ONE)

EFFECTIVE APRIL STATEMENT

No it won't....

BACK OFF

or

CLOSE IT

I already asked for it to be closed when they delayed an ON-LINE payment causing a LATE FEE

SO I PAID THE ENTIRE BALANCE AGAIN making a credit balance

So they put a 6 or 7 day hold on the payment to protect me

HOW WOULD THAT PROTECT ME????

EFT FROM THE SAME CHECKING ACCOUNT THAT THEY HAVE BEEN PAID FROM FOR OVER 10 YEARS

Still not closed 3 months after the fact.........

I actually got my LATE FEE X 2 and INTEREST refunded and my credit balance check in the mail

---

CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

---

Author: mouse
Posted: Mon Mar 05, 2007 5:48 pm
Post subject:

It basically says I don't have a high enough APR

9.99% is my all time highest APR I was willing to pay

In later years it was 5.90% (CAPITAL ONE)

FEE FREE BT's WAS IT's SELLING POINT TO ME

I'll miss them.......(some)

---

Author: mouse
Posted: Mon Mar 05, 2007 5:50 pm
Post subject:

I'll pay US BANK 7.90% (MRS) before I will pay CAPITAL ONE 10.90%

---

Author: AJ
Posted: Mon Mar 05, 2007 6:09 pm
Post subject:

Mouse; Which capital one card is it? I have been stuck with a 12.9 fixed rate since 2001, it was their so called visa platinum, then it was changed to a no hassle MC 10k limit, zero balance. I'd be happy with a lower rate. 12.9 fixed is high regardless. Don't worry, be happy, have some cheese pal.

---

CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

---

Author: fenster
Posted: Mon Mar 05, 2007 6:15 pm
Post subject:

Yeah mouse, where do you get them teeny weeny rates while everyone else is payin' many points more? You've got to be The Last Mohican.

---

Author: mouse
Posted: Mon Mar 05, 2007 6:20 pm
Post subject:

AJ wrote:
Mouse; Which capital one card is it? I have been stuck with a 12.9 fixed rate since 2001, it was their so called visa platinum, then it was changed to a no hassle MC 10k limit, zero balance. I'd be happy with a lower rate. 12.9 fixed is high regardless. Don't worry, be happy, have some cheese pal.

It is a plane jane card (NO REWARDS)

5.90% was an IVORY TOWER RATE

(MR EUGENE COOKE)

---

CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

---