Average Credit Card Credit Limit and Overall History

Author: Alaskan Assassin
Posted: Mon Sep 25, 2006 11:39 pm
Post subject: WHATS YOUR CREDIT LIMIT ON ALL CARDS AND OVERALL HISTORY?

THIS IS FOR EVERYONE SUBMIT

THIS IS MINE

AMEX BLUE SKY$23,000
FIA BANK OF AMERICA ALASKA AIR PLATINUM$7,000
FIA BANK OF AMERICA AMEX$7,000
DISCOVER CARD PLATINUM$5,000
FIA SUNTRUST BANK$2,000
SEARS$1,200
WALLMART$375
CAPITALONE $500
KEY BANK $500

2 YEAR 3 MONTHS tot credit ($46,575)
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https://home.americanexpress.com/home/mt_personal.shtml
{TOP 3 FAVORITE CREDIT CARDS AND THERE LIMITS}
1)BANK OF AMERICA AK AIRLINES$7000
2)AMEX BLUE SKY$23,000
3)DISCOVER CARD CASH$5000

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Author: bullwinkle29
Posted: Tue Sep 26, 2006 12:53 pm
Post subject:

AMEX Blue 20,000
AMEX Costco $17,500
BOFA $26,100
Chase x3 Total $30,100
Chevron Gas Card $400
Citi $15,000
Discover Card $8,000
Golden 1 CU Visa $30,000
HSBC/Best Buy $6,900

my credit history started when i was 18, in 1995.

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Author: Alaskan Assassin
Posted: Tue Sep 26, 2006 11:31 pm
Post subject:


bullwinkle29:::

YOU HAVE LOTS OF CREDIT CARDS
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https://home.americanexpress.com/home/mt_personal.shtml
{TOP 3 FAVORITE CREDIT CARDS AND THERE LIMITS}
1)BANK OF AMERICA AK AIRLINES$7000
2)AMEX BLUE SKY$23,000
3)DISCOVER CARD CASH$5000

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Author: CreditDiva
Posted: Thu Sep 28, 2006 2:38 am
Post subject:

I have over $500K total CL, out of that I have $200K HELOC, and $300K spread accross various CC or LOC CC - thick file, no baddies..had a few lates that were removed with goodwill letters, have CL with all major players except AMEX - closed all total of $150K CL with them due to F/R review request. Scores are high 700 on EX,EQ, and just recently joined the 800 club on TU

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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Author: JoyJoy
Posted: Thu Sep 28, 2006 11:19 am
Post subject:

It's not the number of cards one has (it seems) but how well they use the ones that they do have. From the two posters above, this fact bears this out. WTG CreditDiva on 800 with TU! They are my lowest scorer by far. Equifax is my highest and always has been.

I've been reading different websites and different financial gurus websites as well and I find no two people can agree on how many cards one should have, what amount of utilization one should have, when to close cards, etc., etc. I am of the opinion now that what works for you, just continue doing it.

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Author: davensd
Posted: Thu Sep 28, 2006 11:40 am
Post subject:

Chevron: $2000
Chase: $44,000
Chase: $500
Citi: $23500
MBNA: $16000
Discover: $8000
Discover: $7500
Sears: $6500
Macys: $12000
Nordstrom: $11000

How do you guys get a $140,000 on your Chase credit card? That must have taken some time.

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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