Best 0% Balance Transfer Offers
Author: ajulius
Posted: Tue Oct 17, 2006 8:56 pm
Post subject: 0% BT offerings
Hello. Will need another 0% BT in a few months. Who is offering 0% BT's these days?
All my offerings in the mail are coming from Citizen Bank, HSBC and Washington Mutual. Chase loves me apparently but Ive used all my Chase offerings and cant transfer back to Chase. Washington Mutual got better on the last offering with 0% for BT + Purchases with a $75 fee. Used to be a worse deal.
Before I reallocated my credit, I was getting WORSE offerings that were from small fry horrendous companies, I had perfect credit but my limits had to be adjusted. Then all of a sudden I got hit with really sweet chase deals so I grabbed them. Since then its been the same Citizen, HSBC and Washington Mutual trying for my business. Seems like the other players don't seem to be in the competitive mode for my account, I wonder why.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Ira
Posted: Tue Oct 17, 2006 10:12 pm
Post subject:
Just got a 0% BT, 0% purchases for one year, no BT fee, from GE MoneyBank. Was instantly approved over the phone.
_________________
Do not let what you cannot do interfere with what you can do.
Author: ajulius
Posted: Wed Oct 18, 2006 9:52 am
Post subject:
Ira wrote:
Just got a 0% BT, 0% purchases for one year, no BT fee, from GE MoneyBank. Was instantly approved over the phone.
GE website says 3% FEE. Did you receive preapproved offer or did you apply?
Author: JoyJoy
Posted: Wed Oct 18, 2006 11:41 am
Post subject: Best 0% Balance Transfer Offers
Bank of America has been sending me the same pre-approved offer of 0% APR for a year on bts AND purchases with no balance transfer fee for several weeks now.
I'm tempted, but I just signed up for WAMU-ESPN until Jan., 2008. WAMU only allowed BTs in the first 90 days on this offer and that's it! So I'm pretty much staying put with this one for balance transfers and may take out the BOA for purchases only. I only had one bt expiring so fee wasn't a big issue. 2008 was what caught my eye, of course!
Oh, there was a 3% fee on this WAMU bt. Wish I had received the BOA first though
JoyJoy
_________________
J~J
"You may never know what results come from your action. But if you do nothing, there will be no result." Mahatma Gandhi
Author: Board Monitor
Posted: Wed Oct 18, 2006 4:50 pm
Post subject:
Try comparison shopping here:
http://www.cardratings.com/lowratebalancetransfercreditcards.html
Good luck and let us know how things turn out!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Tue Oct 17, 2006 8:56 pm
Post subject: 0% BT offerings
Hello. Will need another 0% BT in a few months. Who is offering 0% BT's these days?
All my offerings in the mail are coming from Citizen Bank, HSBC and Washington Mutual. Chase loves me apparently but Ive used all my Chase offerings and cant transfer back to Chase. Washington Mutual got better on the last offering with 0% for BT + Purchases with a $75 fee. Used to be a worse deal.
Before I reallocated my credit, I was getting WORSE offerings that were from small fry horrendous companies, I had perfect credit but my limits had to be adjusted. Then all of a sudden I got hit with really sweet chase deals so I grabbed them. Since then its been the same Citizen, HSBC and Washington Mutual trying for my business. Seems like the other players don't seem to be in the competitive mode for my account, I wonder why.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Ira
Posted: Tue Oct 17, 2006 10:12 pm
Post subject:
Just got a 0% BT, 0% purchases for one year, no BT fee, from GE MoneyBank. Was instantly approved over the phone.
_________________
Do not let what you cannot do interfere with what you can do.
Author: ajulius
Posted: Wed Oct 18, 2006 9:52 am
Post subject:
Ira wrote:
Just got a 0% BT, 0% purchases for one year, no BT fee, from GE MoneyBank. Was instantly approved over the phone.
GE website says 3% FEE. Did you receive preapproved offer or did you apply?
Author: JoyJoy
Posted: Wed Oct 18, 2006 11:41 am
Post subject: Best 0% Balance Transfer Offers
Bank of America has been sending me the same pre-approved offer of 0% APR for a year on bts AND purchases with no balance transfer fee for several weeks now.
I'm tempted, but I just signed up for WAMU-ESPN until Jan., 2008. WAMU only allowed BTs in the first 90 days on this offer and that's it! So I'm pretty much staying put with this one for balance transfers and may take out the BOA for purchases only. I only had one bt expiring so fee wasn't a big issue. 2008 was what caught my eye, of course!
Oh, there was a 3% fee on this WAMU bt. Wish I had received the BOA first though
JoyJoy
_________________
J~J
"You may never know what results come from your action. But if you do nothing, there will be no result." Mahatma Gandhi
Author: Board Monitor
Posted: Wed Oct 18, 2006 4:50 pm
Post subject:
Try comparison shopping here:
http://www.cardratings.com/lowratebalancetransfercreditcards.html
Good luck and let us know how things turn out!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 8:41 PM
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