Are Credit Card Limit Increases Considered a Hard Inquiry?
Author: haz410
Posted: Mon Oct 30, 2006 10:54 pm
Post subject: amex pull hard when cli?
I heard many people on the site that had amex would go on the site and would click the cli button and get an instant increase. Well i went to my new amex blue account and found the request increase button clicked it. But it made me enter job info and annual income. I then pressed submit and they said they will let me know in 2 weeks.
does this mean they pulled a hard inq? ive only had this account 1 month.
or is this the normal cli situation?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: bullwinkle29
Posted: Mon Oct 30, 2006 11:05 pm
Post subject: Are Credit Card Limit Increases Considered a Hard Inquiry?
amex will pull a SOFT inq. does not affect score, nor will anybody see it except for you
Author: mouse
Posted: Tue Oct 31, 2006 12:34 am
Post subject:
MANY TIMES A FORM MEANS A HARD
SOMETIMES IT DOESN'T
Author: bullwinkle29
Posted: Tue Oct 31, 2006 1:23 am
Post subject:
mouse wrote:
MANY TIMES A FORM MEANS A HARD
SOMETIMES IT DOESN'T
not on amex. i just i filled out the form on my blue card. they pulled a soft on experian. it went from $15k to $20k
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: haz410
Posted: Tue Oct 31, 2006 2:24 am
Post subject: Are Credit Card Limit Increases Considered a Hard Inquiry?
did you get an instant response for your approval. or did they say they will notify you. Thanks
Author: haz410
Posted: Wed Nov 01, 2006 10:53 am
Post subject: Are Credit Card Limit Increases Considered a Hard Inquiry?
checked online an was approved for amount requested (7k)
and with no hard pulled. just soft.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Mon Oct 30, 2006 10:54 pm
Post subject: amex pull hard when cli?
I heard many people on the site that had amex would go on the site and would click the cli button and get an instant increase. Well i went to my new amex blue account and found the request increase button clicked it. But it made me enter job info and annual income. I then pressed submit and they said they will let me know in 2 weeks.
does this mean they pulled a hard inq? ive only had this account 1 month.
or is this the normal cli situation?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: bullwinkle29
Posted: Mon Oct 30, 2006 11:05 pm
Post subject: Are Credit Card Limit Increases Considered a Hard Inquiry?
amex will pull a SOFT inq. does not affect score, nor will anybody see it except for you
Author: mouse
Posted: Tue Oct 31, 2006 12:34 am
Post subject:
MANY TIMES A FORM MEANS A HARD
SOMETIMES IT DOESN'T
Author: bullwinkle29
Posted: Tue Oct 31, 2006 1:23 am
Post subject:
mouse wrote:
MANY TIMES A FORM MEANS A HARD
SOMETIMES IT DOESN'T
not on amex. i just i filled out the form on my blue card. they pulled a soft on experian. it went from $15k to $20k
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: haz410
Posted: Tue Oct 31, 2006 2:24 am
Post subject: Are Credit Card Limit Increases Considered a Hard Inquiry?
did you get an instant response for your approval. or did they say they will notify you. Thanks
Author: haz410
Posted: Wed Nov 01, 2006 10:53 am
Post subject: Are Credit Card Limit Increases Considered a Hard Inquiry?
checked online an was approved for amount requested (7k)
and with no hard pulled. just soft.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 9:13 PM
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