Credit Tips: Is it Easier to Get a Mastercard or a Visa Credit Card?

Posted On: October 1, 2006

Author: wondering
Posted: Sat Sep 25, 2004 8:59 pm
Post subject: getting a new card

if your credit is good with no negatives, but your balances are high, what visa or mastercard would be a good choice?

Author: cabledude
Posted: Sun Sep 26, 2004 7:33 am
Post subject:

No late payments is a good thing, but high balances is a negative in itself. It depends how high they are. For us to better assist you let us know what the mix is. Like so:

MC - Limit: $5,000, Used $4,500
Etc.
Etc.

Include any accounts you may not use, but are still open. If there is no balance these may work in your favor. This way we can give you a better answer.

Also I suggest checking your true Fico score at MYFICO.com. It would be best to get all three scores, use “MYFICO20″ in the discount code space for a 20% discount. If your tight for cash get at least TU and EQ, should cost you about $20 with the discount. These scores will be helpful as well.