Can You Convert a Mastercard Into a Visa Credit Card?
Author: milavant
Posted: Thu Nov 04, 2004 11:22 am
Post subject: Turn Mastercard into Visa?
Has anyone had any experience converting a Chase Mastercard into a Visa, if both products are offered? Or do you have to close the Mastercard and apply for the Visa?
Specifically, I am talking about the Chase Freedom card.
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Author: guessindigo
Posted: Thu Nov 04, 2004 11:33 am
Post subject:
Nope you cannot do it. MC to MC is OK, VISA to VISA is OK, but MC to VISA and VISA to MC cannot be done at Chase.
That was their policy several months ago, it may have changed, but I doubt it.
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Author: milavant
Posted: Sat Nov 06, 2004 3:27 pm
Post subject: Can You Convert a Mastercard Into a Visa Credit Card?
I assume this means that if I have a Chase Visa card and want to convert it to the Chase Perfectcard (Visa), that they will do this??
Actually, I have a Bank One AARP Rewards Visa card that I hardly ever use, and I am waiting for it to magically become a Chase card, and then I want to convert it.
I already have a Chase Freedom Mastercard, but I would have no problem with also having a Chase Perfectcard (Visa).
Author: milavant
Posted: Sun Nov 07, 2004 2:06 pm
Post subject:
Actually, now that I've thought about it, since the Chase Perfectcard comes in Visa and Mastercard, it is stupid to have both, since they both do the same thing, with no restrictions.
However, the problem is that Chase has no Visa which is better than the AARP Rewards Visa, with which to replace it. The AARP Visa will send you a $25 check with each 2500 points (one point per dollar charged, which is 1%), when you call to request it
.
This, however, is not as good as the Chase Perfectcard, which pays off monthly and automatically (3% gas and 1% everything else). Therefore, there is no real incentive to use it, unless I want one extra bill coming in each month and like to wait for the 1% reward rather than receiving it monthly on my next bill.
Then the question is: if nothing else (Visa) better exists, just what should I do with the AARP Visa ($14,500 limit)? Should I use it or ditch it?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Thu Nov 04, 2004 11:22 am
Post subject: Turn Mastercard into Visa?
Has anyone had any experience converting a Chase Mastercard into a Visa, if both products are offered? Or do you have to close the Mastercard and apply for the Visa?
Specifically, I am talking about the Chase Freedom card.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: guessindigo
Posted: Thu Nov 04, 2004 11:33 am
Post subject:
Nope you cannot do it. MC to MC is OK, VISA to VISA is OK, but MC to VISA and VISA to MC cannot be done at Chase.
That was their policy several months ago, it may have changed, but I doubt it.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: milavant
Posted: Sat Nov 06, 2004 3:27 pm
Post subject: Can You Convert a Mastercard Into a Visa Credit Card?
I assume this means that if I have a Chase Visa card and want to convert it to the Chase Perfectcard (Visa), that they will do this??
Actually, I have a Bank One AARP Rewards Visa card that I hardly ever use, and I am waiting for it to magically become a Chase card, and then I want to convert it.
I already have a Chase Freedom Mastercard, but I would have no problem with also having a Chase Perfectcard (Visa).
Author: milavant
Posted: Sun Nov 07, 2004 2:06 pm
Post subject:
Actually, now that I've thought about it, since the Chase Perfectcard comes in Visa and Mastercard, it is stupid to have both, since they both do the same thing, with no restrictions.
However, the problem is that Chase has no Visa which is better than the AARP Rewards Visa, with which to replace it. The AARP Visa will send you a $25 check with each 2500 points (one point per dollar charged, which is 1%), when you call to request it
.
This, however, is not as good as the Chase Perfectcard, which pays off monthly and automatically (3% gas and 1% everything else). Therefore, there is no real incentive to use it, unless I want one extra bill coming in each month and like to wait for the 1% reward rather than receiving it monthly on my next bill.
Then the question is: if nothing else (Visa) better exists, just what should I do with the AARP Visa ($14,500 limit)? Should I use it or ditch it?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 10:42 PM
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