Will I Get Approved for American Express Credit Card?
Author: Roro
Posted: Sun Aug 20, 2006 7:54 pm
Post subject: What are my chances for Amex Platinum?
Hello. I recently received a pre-approved offer for the personal Amex Platinum charge card. My credit history is exactly 2 yrs of age. My current accounts are all revolving and are as follows:
Capital One Platinum (2yrs) - $500 limit
Chase Rewards (11 months) - $3000 limit
Citi Platinum Select (1year) - $3000 limit
Chevron Card (1 yr) - $300 limit
JC Penney (13 months) - $450 limit
Care Credit Card (6 months) - $5000 limit
Amex Gold Charge (1 year) - charge card
My current Fico is 660 (dropped because of credit utilization...about 40%)
No late payments, and I have been charging approx. $1k to the gold card for the past 4 months. Amex never requested any financial docs, so they don't have anything on file. Thank you in advance for your help and sorry about the long post.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: mouse
Posted: Sun Aug 20, 2006 9:43 pm
Post subject: Re: What are my chances for Amex Platinum?
Quote:
"Roro"
Hello. I recently received a pre-approved offer for the personal Amex Platinum charge card. My credit history is exactly 2 yrs of age. My current accounts are all revolving and are as follows:
Capital One Platinum (2yrs) - $500 limit
Chase Rewards (11 months) - $3000 limit
Citi Platinum Select (1year) - $3000 limit
Chevron Card (1 yr) - $300 limit
JC Penney (13 months) - $450 limit
Care Credit Card (6 months) - $5000 limit
Amex Gold Charge (1 year) - charge card
My current Fico is 660 (dropped because of credit utilization...about 40%)
No late payments, and I have been charging approx. $1k to the gold card for the past 4 months. Amex never requested any financial docs, so they don't have anything on file. Thank you in advance for your help and sorry about the long post.
$395 AND IT'S A DONE DEAL
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: mouse
Posted: Sun Aug 20, 2006 11:14 pm
Post subject: Will I Get Approved for American Express Credit Card?
JUST CALL AND ASK FOR AN UP-GRADE OF AMEX GOLD
THEY CREDIT THE GOLD FEE (PRO-RATED) AND THEN CHARGE THE $395
NO HARD INQUIRY THAT WAY
Author: spjoink
Posted: Mon Aug 21, 2006 12:04 am
Post subject: Will I Get Approved for American Express Credit Card?
yeah i agree, i got mine with only 6 months credit history in 2005, in a year call them and tell them you want to cancel , then they offer you 30000 points to keep it ,,,say yes thank you .
This card is only worth the money if you travel a lot, if not just keep the gold.
It isnt even considered fancy anymore...if you trying to impress get the black one, but it will cost you$2500 and you only get an invitation if you spend over 250 k in a 12 months period.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Sun Aug 20, 2006 7:54 pm
Post subject: What are my chances for Amex Platinum?
Hello. I recently received a pre-approved offer for the personal Amex Platinum charge card. My credit history is exactly 2 yrs of age. My current accounts are all revolving and are as follows:
Capital One Platinum (2yrs) - $500 limit
Chase Rewards (11 months) - $3000 limit
Citi Platinum Select (1year) - $3000 limit
Chevron Card (1 yr) - $300 limit
JC Penney (13 months) - $450 limit
Care Credit Card (6 months) - $5000 limit
Amex Gold Charge (1 year) - charge card
My current Fico is 660 (dropped because of credit utilization...about 40%)
No late payments, and I have been charging approx. $1k to the gold card for the past 4 months. Amex never requested any financial docs, so they don't have anything on file. Thank you in advance for your help and sorry about the long post.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: mouse
Posted: Sun Aug 20, 2006 9:43 pm
Post subject: Re: What are my chances for Amex Platinum?
Quote:
"Roro"
Hello. I recently received a pre-approved offer for the personal Amex Platinum charge card. My credit history is exactly 2 yrs of age. My current accounts are all revolving and are as follows:
Capital One Platinum (2yrs) - $500 limit
Chase Rewards (11 months) - $3000 limit
Citi Platinum Select (1year) - $3000 limit
Chevron Card (1 yr) - $300 limit
JC Penney (13 months) - $450 limit
Care Credit Card (6 months) - $5000 limit
Amex Gold Charge (1 year) - charge card
My current Fico is 660 (dropped because of credit utilization...about 40%)
No late payments, and I have been charging approx. $1k to the gold card for the past 4 months. Amex never requested any financial docs, so they don't have anything on file. Thank you in advance for your help and sorry about the long post.
$395 AND IT'S A DONE DEAL
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: mouse
Posted: Sun Aug 20, 2006 11:14 pm
Post subject: Will I Get Approved for American Express Credit Card?
JUST CALL AND ASK FOR AN UP-GRADE OF AMEX GOLD
THEY CREDIT THE GOLD FEE (PRO-RATED) AND THEN CHARGE THE $395
NO HARD INQUIRY THAT WAY
Author: spjoink
Posted: Mon Aug 21, 2006 12:04 am
Post subject: Will I Get Approved for American Express Credit Card?
yeah i agree, i got mine with only 6 months credit history in 2005, in a year call them and tell them you want to cancel , then they offer you 30000 points to keep it ,,,say yes thank you .
This card is only worth the money if you travel a lot, if not just keep the gold.
It isnt even considered fancy anymore...if you trying to impress get the black one, but it will cost you$2500 and you only get an invitation if you spend over 250 k in a 12 months period.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 9:18 PM
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