Monthly Gross Income on Credit Card Application
Author: FaithNGrace
Posted: Tue Aug 08, 2006 7:40 pm
Post subject: Gross Monthly Income?
I just got a pre-approval notice for a pretty good card. I want to accept it, but one of the questions it asks is "Monthly Gross Income". Would that be my income or the household income? I am a student with loans (I guess that would be my income). Obviously, the application would look much better if I listed the household (my parent's) income. What do I do? Thanks!
_________________
FaithNGrace
slowly learning about the wonderful world of credit!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: mouse
Posted: Wed Aug 09, 2006 12:27 am
Post subject: Re: Gross Monthly Income?
Quote:
"FaithNGrace"
I just got a pre-approval notice for a pretty good card. I want to accept it, but one of the questions it asks is "Monthly Gross Income". Would that be my income or the household income? I am a student with loans (I guess that would be my income). Obviously, the application would look much better if I listed the household (my parent's) income. What do I do? Thanks!
DOES IT SAY YOUR INCOME or HOUSEHOLD INCOME???
I don't do INDIVIDUAL INCOME anything
NO HOUSEHOLD INCOME...NO APPLICATION WILL HAPPEN
Author: gsr
Posted: Wed Aug 09, 2006 3:44 am
Post subject: Monthly Gross Income on Credit Card Application
sorry to steal the thread but what happens if you put your household income into your individual income space?
Author: jlrdc909
Posted: Wed Aug 09, 2006 6:15 am
Post subject: Monthly Gross Income on Credit Card Application
To: GSR: If you do that, the credit card police will come, line you up, give you a final cigarette, then possibly shoot you
To be honest, Most MC/Visa issuers are not so much concerned with income as is AMEX/DC.
Author: fire3000
Posted: Wed Aug 09, 2006 7:40 am
Post subject:
The card will be in your name as stated on the pre-approval letter. So obviously they want to know only your income, not your parent's income. If you are a student, they will approve even if you have very little income, but the credit limit will be low.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Tue Aug 08, 2006 7:40 pm
Post subject: Gross Monthly Income?
I just got a pre-approval notice for a pretty good card. I want to accept it, but one of the questions it asks is "Monthly Gross Income". Would that be my income or the household income? I am a student with loans (I guess that would be my income). Obviously, the application would look much better if I listed the household (my parent's) income. What do I do? Thanks!
_________________
FaithNGrace
slowly learning about the wonderful world of credit!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: mouse
Posted: Wed Aug 09, 2006 12:27 am
Post subject: Re: Gross Monthly Income?
Quote:
"FaithNGrace"
I just got a pre-approval notice for a pretty good card. I want to accept it, but one of the questions it asks is "Monthly Gross Income". Would that be my income or the household income? I am a student with loans (I guess that would be my income). Obviously, the application would look much better if I listed the household (my parent's) income. What do I do? Thanks!
DOES IT SAY YOUR INCOME or HOUSEHOLD INCOME???
I don't do INDIVIDUAL INCOME anything
NO HOUSEHOLD INCOME...NO APPLICATION WILL HAPPEN
Author: gsr
Posted: Wed Aug 09, 2006 3:44 am
Post subject: Monthly Gross Income on Credit Card Application
sorry to steal the thread but what happens if you put your household income into your individual income space?
Author: jlrdc909
Posted: Wed Aug 09, 2006 6:15 am
Post subject: Monthly Gross Income on Credit Card Application
To: GSR: If you do that, the credit card police will come, line you up, give you a final cigarette, then possibly shoot you
To be honest, Most MC/Visa issuers are not so much concerned with income as is AMEX/DC.
Author: fire3000
Posted: Wed Aug 09, 2006 7:40 am
Post subject:
The card will be in your name as stated on the pre-approval letter. So obviously they want to know only your income, not your parent's income. If you are a student, they will approve even if you have very little income, but the credit limit will be low.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 8:08 PM
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