Best Introductory Balance Transfer Credit Card
author: mantras
Posted: Thu Jul 27, 2006 1:57 pm
Post subject: Best intro balance transfer card?
I'm looking for a new card that should have a 0% apr on the balance transfer and no fees to transfer. Around 12 months for this feature is ideal. I know Citi Simplicity has this, but wondered what other cards may as well. From what I could tell on the other citi 0% balance transfers they included the 3% fee up to $75. I may do this, but I'm looking for alternatives first. I have about $5000 I'd like to transfer at this time. Thanks.
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Author: hesiden
Posted: Thu Jul 27, 2006 3:49 pm
Post subject: Re: Best intro balance transfer card?
[quote="mantras"]I'm looking for a new card that should have a 0% apr on the balance transfer and no fees to transfer. Around 12 months for this feature is ideal. I know Citi Simplicity has this, but wondered what other cards may as well. From what I could tell on the other citi 0% balance transfers they included the 3% fee up to $75. I may do this, but I'm looking for alternatives first. I have about $5000 I'd like to transfer at this time. Thanks.[/quote]
Pretty much all the Citi cards are 0% no BT fee for 12 months. They all say 3% upto $75, but they also say "waived with this offer".
Author: mantras
Posted: Thu Jul 27, 2006 6:09 pm
Post subject: Best Introductory Balance Transfer Credit Card
Oh nice I didn't see the "waived with this offer" part on the other citi cards. Thanks for the heads up. I think I'll try for the Citi Diamond Preferred. I just got the Citi Dividend Platinum Select, but intend to use it as my main purchase card. Good thing Citi is good at combining cards when that time comes:)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: spjoink
Posted: Thu Jul 27, 2006 8:59 pm
Post subject: Best Introductory Balance Transfer Credit Card
be careful...they might give you a low limit if you just got another citi card with a high limit...they often want to see how you perform...
Author: Board Monitor
Posted: Fri Jul 28, 2006 8:28 am
Post subject:
By the way, you can shop for low intro. offers here:
http://www.cardratings.com/lowratebalancetransfercreditcards.html
Good luck and let us know how things turn out!
_________________
Regards,
Curtis Arnold
Board Monitor
http://www.CardRatings.com
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Thu Jul 27, 2006 1:57 pm
Post subject: Best intro balance transfer card?
I'm looking for a new card that should have a 0% apr on the balance transfer and no fees to transfer. Around 12 months for this feature is ideal. I know Citi Simplicity has this, but wondered what other cards may as well. From what I could tell on the other citi 0% balance transfers they included the 3% fee up to $75. I may do this, but I'm looking for alternatives first. I have about $5000 I'd like to transfer at this time. Thanks.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: hesiden
Posted: Thu Jul 27, 2006 3:49 pm
Post subject: Re: Best intro balance transfer card?
[quote="mantras"]I'm looking for a new card that should have a 0% apr on the balance transfer and no fees to transfer. Around 12 months for this feature is ideal. I know Citi Simplicity has this, but wondered what other cards may as well. From what I could tell on the other citi 0% balance transfers they included the 3% fee up to $75. I may do this, but I'm looking for alternatives first. I have about $5000 I'd like to transfer at this time. Thanks.[/quote]
Pretty much all the Citi cards are 0% no BT fee for 12 months. They all say 3% upto $75, but they also say "waived with this offer".
Author: mantras
Posted: Thu Jul 27, 2006 6:09 pm
Post subject: Best Introductory Balance Transfer Credit Card
Oh nice I didn't see the "waived with this offer" part on the other citi cards. Thanks for the heads up. I think I'll try for the Citi Diamond Preferred. I just got the Citi Dividend Platinum Select, but intend to use it as my main purchase card. Good thing Citi is good at combining cards when that time comes:)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: spjoink
Posted: Thu Jul 27, 2006 8:59 pm
Post subject: Best Introductory Balance Transfer Credit Card
be careful...they might give you a low limit if you just got another citi card with a high limit...they often want to see how you perform...
Author: Board Monitor
Posted: Fri Jul 28, 2006 8:28 am
Post subject:
By the way, you can shop for low intro. offers here:
http://www.cardratings.com/lowratebalancetransfercreditcards.html
Good luck and let us know how things turn out!
_________________
Regards,
Curtis Arnold
Board Monitor
http://www.CardRatings.com
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 10:39 PM
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