1st Financial Bank USA Credit Card Review
Author: zach383z
Posted: Wed Aug 09, 2006 6:06 pm
Post subject: What is with 1st Financial Bank USA????
This is my very longest credit card I have, got it when I was 18 and now have had it for 3 years, they still have a $150 CL on the card, it is almost worthless. I dont want to close it out because it is my longest credit history, but they arent too willing to raise my credit limit. I have other cards with $3k limits on them. I am just wondering if anyone has any experience with them.
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Author: EasyRhino
Posted: Wed Aug 09, 2006 6:30 pm
Post subject: 1st Financial Bank USA Credit Card Review
I haven't heard of them, but you could always just sockdrawer the card. Don't close it, just file it away and forget it. (assuming it doesn't have any fees).
They might close the card after lengthy inactivity, but if they do, it's not really a huge loss. The closed credit line will still be reported on your credit report with a positive history from a long time ago.
Author: zach383z
Posted: Wed Aug 09, 2006 7:01 pm
Post subject: 1st Financial Bank USA Credit Card Review
any idea how long they let it go with inactivity before closing a card?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Wed Aug 09, 2006 6:06 pm
Post subject: What is with 1st Financial Bank USA????
This is my very longest credit card I have, got it when I was 18 and now have had it for 3 years, they still have a $150 CL on the card, it is almost worthless. I dont want to close it out because it is my longest credit history, but they arent too willing to raise my credit limit. I have other cards with $3k limits on them. I am just wondering if anyone has any experience with them.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: EasyRhino
Posted: Wed Aug 09, 2006 6:30 pm
Post subject: 1st Financial Bank USA Credit Card Review
I haven't heard of them, but you could always just sockdrawer the card. Don't close it, just file it away and forget it. (assuming it doesn't have any fees).
They might close the card after lengthy inactivity, but if they do, it's not really a huge loss. The closed credit line will still be reported on your credit report with a positive history from a long time ago.
Author: zach383z
Posted: Wed Aug 09, 2006 7:01 pm
Post subject: 1st Financial Bank USA Credit Card Review
any idea how long they let it go with inactivity before closing a card?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 6:29 PM
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