Home
About Us Search our Site Contact Us
Card Reports Card Information Credit Calculators Forum Articles Credit News

Free consumer info. since 1998! As featured by The Wall Street Journal, The NY Times, PBS, etc.

New! Consumer advocates strongly suggest that you know your credit score.
You can now obtain your credit scores for free instantly online!

Tuesday, August 29, 2006

0% Credit Cards for 15 Months

Author: ajulius
Posted: Tue Aug 22, 2006 7:54 pm
Post subject: 3 Chase CC's........ 2 0%s for 15 mths


Hi. Got offers for 0% for 15 mths from Chase. Took advantage of 2 and got approved. Found out by checking my online account and they added it there.

I have 3 Chase CC's now. One has a 0% for 6 mths balance transfer promo with a balance transfer fee available. The other 2 have 0% for 15 mths.

Can I take advantage of the full credit line on both of them or would they jack my rate because it says subject to change.

My limits are:

24600 on a 0% card
17600 on another 0% card
20000 on a card where I was offered 0% for 6mths with balance transfer fee

I also have other preapproval codes for 0% for 15 mths but considering my credit line went down from 24600 on the first to 17600 on the 2nd, I am thinking it is probably not worth it.


CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!


Author: mouse
Posted: Tue Aug 22, 2006 8:58 pm
Post subject: Re: 3 Chase CC's........ 2 0%s for 15 mths


Quote:

"ajulius"
Hi. Got offers for 0% for 15 mths from Chase. Took advantage of 2 and got approved. Found out by checking my online account and they added it there.

I have 3 Chase CC's now. One has a 0% for 6 mths balance transfer promo with a balance transfer fee available. The other 2 have 0% for 15 mths.

Can I take advantage of the full credit line on both of them or would they jack my rate because it says subject to change.

My limits are:

24600 on a 0% card
17600 on another 0% card
20000 on a card where I was offered 0% for 6mths with balance transfer fee

I also have other preapproval codes for 0% for 15 mths but considering my credit line went down from 24600 on the first to 17600 on the 2nd, I am thinking it is probably not worth it.

Those are some pretty good credit limits for CHASE



Author: ajulius
Posted: Tue Aug 22, 2006 9:18 pm
Post subject: Re: 3 Chase CC's........ 2 0%s for 15 mths


Paid off High Balance: $249.00
Limit: $1,100.00 with Chase when I was young.

Also paid off

High Balance: $17,837.00
Limit: $20,000.00

Have perfect credit history with low utilization on all cards, but that is why I am wondering if I use the full amounts if they will jack me. I realize it will only hurt my credit score temporarily till I pay it back and is recorded but the 2nd part is what Im not sure of.



mouse wrote:
Quote:

"ajulius"
Hi. Got offers for 0% for 15 mths from Chase. Took advantage of 2 and got approved. Found out by checking my online account and they added it there.

I have 3 Chase CC's now. One has a 0% for 6 mths balance transfer promo with a balance transfer fee available. The other 2 have 0% for 15 mths.

Can I take advantage of the full credit line on both of them or would they jack my rate because it says subject to change.

My limits are:

24600 on a 0% card
17600 on another 0% card
20000 on a card where I was offered 0% for 6mths with balance transfer fee

I also have other preapproval codes for 0% for 15 mths but considering my credit line went down from 24600 on the first to 17600 on the 2nd, I am thinking it is probably not worth it.

Those are some pretty good credit limits for CHASE



CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!


Author: cled
Posted: Tue Aug 22, 2006 10:01 pm
Post subject: Re: 3 Chase CC's........ 2 0%s for 15 mths


mouse wrote:
Quote:

"ajulius"
Hi. Got offers for 0% for 15 mths from Chase. Took advantage of 2 and got approved. Found out by checking my online account and they added it there.

I have 3 Chase CC's now. One has a 0% for 6 mths balance transfer promo with a balance transfer fee available. The other 2 have 0% for 15 mths.

Can I take advantage of the full credit line on both of them or would they jack my rate because it says subject to change.

My limits are:

24600 on a 0% card
17600 on another 0% card
20000 on a card where I was offered 0% for 6mths with balance transfer fee

I also have other preapproval codes for 0% for 15 mths but considering my credit line went down from 24600 on the first to 17600 on the 2nd, I am thinking it is probably not worth it.

Those are some pretty good credit limits for CHASE


i agree.... decent credit lines.... congrats..



Author: mouse
Posted: Tue Aug 22, 2006 11:58 pm
Post subject: 0% Credit Cards for 15 Months


FOR CHASE IT IS GOOD

I do have much more than all 3 on one card with BofA and AMEX


CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

0 Comments:

Post a Comment

<< Home