Credit Tips: Why Didn’t I Get Approved for Capital One Credit Card

Posted On: July 17, 2006

Author: michael90002002
Posted: Mon Jul 17, 2006 2:54 pm
Post subject: Question about Capital One’s reason for not approving me

After waiting almost two weeks for Capital One’s approval or denial answer, I finally recieved a denial letter thru the mail today from them. I don’t understand how I got denied because I applied for the cc for limited credit card. But anyways it said:

The reason(s) for not approving your request are:

*Based on the credit report from Equifax for Michael W Harris jr, credit bureau information is missing or unavailable.

*Based on the credit report from Experian for Michael W Harris jr, credit bureau information is missing or unavailable.

*Based on the credit report from Trans Union for Michael W Harris jr, credit bureau information is missing or unavailable.

What does this mean? Is it saying that I don’t exist? Or is it saying this because I have no credit what so ever?

Author: rapjunkie
Posted: Mon Jul 17, 2006 3:24 pm
Post subject: Why Didn’t I Get Approved for Capital One Credit Card

Sounds like you have no credit whatsoever…. is that true?

Author: michael90002002
Posted: Mon Jul 17, 2006 3:50 pm
Post subject: Why Didn’t I Get Approved for Capital One Credit Card

I recently finished high school so I shouldn’t have any credit. I was scared at first because I was thinking there was something wrong with my ssn.

Author: maddybeagle
Posted: Mon Jul 17, 2006 5:34 pm
Post subject: Why Didn’t I Get Approved for Capital One Credit Card

Quote:
I recently finished high school so I shouldn’t have any credit. I was scared at first because I was thinking there was something wrong with my ssn.

dear mr. nowhere man….cant get a cc with no credit

Author: TomfromCT
Posted: Mon Jul 17, 2006 6:50 pm
Post subject:

You should edit out your name.
_________________
Humor free posting since June, 2006