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Monday, July 24, 2006

When Do Credit Card Purchases Post?

Author: Messiah
Posted: Wed Jun 28, 2006 2:16 pm
Post subject: Purchase on closing date.


If i purchased a large item on the closing date of my CC will it post on that statement or the next?


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Author: Polonius
Posted: Wed Jun 28, 2006 2:32 pm
Post subject:


Odds are it will post on the next statement. But some merchants have instant systems in place and it could hit your statement the same day it's printed. Things like cash advances at the bank, for example, could post the same day.



Author: Messiah
Posted: Wed Jun 28, 2006 2:35 pm
Post subject:


Planning on getting a plasma tv at costco...



Author: Messiah
Posted: Wed Jun 28, 2006 2:38 pm
Post subject:


Awesome. I just called American Express they said it would post on my next statement! I love my American Express Platinum!



Author: herky
Posted: Wed Jun 28, 2006 2:54 pm
Post subject:


interesting that amex told you that. i bought a camera flash yesterday at noon. hit my statement closing yesterday, as well. not a big deal, but i do time the different cards statements so i don'y have to pay them until the last minute...



Author: Messiah
Posted: Wed Jun 28, 2006 3:04 pm
Post subject:


I asked if it would post next statement. They checked it and they are like yes. They asked the price. I said roughly 2500. They put me on hold for id says 30secs. They are like yes you will be fine. I said id call that same day just to make sure and they are like ok but it would post next statement. =]



Author: Messiah
Posted: Sun Jul 02, 2006 1:14 pm
Post subject: When Do Credit Card Purchases Post?


Just called Amex again to make sure.....they said to purchase it as late as i can but their is a strong possibilty it will post next statement.



Author: mouse
Posted: Sun Jul 02, 2006 1:52 pm
Post subject: When Do Credit Card Purchases Post?


I CAN'T SEE IT SHOWING UP IF YOU BUY IT LIKE AT 7pm or 8pm

They could have the lower "AVAILABLE BALANCE" show but NOT THE PURCHASE

We download charges (AT WORK) at 00:01am so I was told...

(only the PRE-AUTHORIZATION is instant...not the actual sale)

I COULD HAVE BEEN MIS-INFORMED THOUGH (wouldn't be the first time)


CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!


Author: Messiah
Posted: Sun Jul 02, 2006 2:16 pm
Post subject: When Do Credit Card Purchases Post?


[quote="mouse"]I CAN'T SEE IT SHOWING UP IF YOU BUY IT LIKE AT 7pm or 8pm

They could have the lower "AVAILABLE BALANCE" show but NOT THE PURCHASE

We download charges (AT WORK) at 00:01am so I was told...

(only the PRE-AUTHORIZATION is instant...not the actual sale)

I COULD HAVE BEEN MIS-INFORMED THOUGH (wouldn't be the first time)[/quote]

Im going to prolly get it 5 pm pst. or later

Costco closes at 6.

so thats 3 hrs ahead cause they said its est.

So id be good.


CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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