Credit Tips: Washington Mutual Credit Card Tips

Posted On: July 16, 2006

Author: Messiah
Posted: Sun Jul 16, 2006 3:13 pm
Post subject: Washington Mutual Credit Card

I was wondering if I should apply and what are the pros and cons of the card.

Any info would be great.

I got an invitation to apply yesterday so im thinking about it.

It also says it takes 3-4 weeks to process. Is that true?

I applied on line and got an instant decision. Got my card in about 10 days after that. 0 % BT for a year so this is the one I carry a balance one. HAven’t had it long enough to complain but will post if I have any difficulty.

Just be aware that if you use he BT check that BT fee incurs a finance charge on top of the 3%. This is my thrid month but since I don’t use it only pay for the BTs I haven’t given them a reason to give me any difficulties.

Author: Messiah
Posted: Mon Jul 17, 2006 12:18 am
Post subject:

[quote="Brammy"]I applied on line and got an instant decision. Got my card in about 10 days after that. 0 % BT for a year so this is the one I carry a balance one. HAven’t had it long enough to complain but will post if I have any difficulty.

Just be aware that if you use he BT check that BT fee incurs a finance charge on top of the 3%. This is my thrid month but since I don’t use it only pay for the BTs I haven’t given them a reason to give me any difficulties.

Good luck[/quote]

hmmmmm aight.

Well ill check it out. I’ll keep my reservation # just incase i want to get it.

Author: mouse
Posted: Mon Jul 17, 2006 12:36 am
Post subject: Washington Mutual Credit Card Tips
Her offer

0.00% till like 02/2008 but only for purchases

BT’s 8.90%

AND A FEE FOR THAT BT

UP TO $75 or $100 I THINK

WENT…

GRIND

GRIND

GRIND

Author: Brammy
Posted: Mon Jul 17, 2006 6:50 am
Post subject: Washington Mutual Credit Card Tips

Hmmmm… that doesn’t sound like a good deal. My total BT fee was about 20.00. But I didn’t have that much to transfer. I don’t use the card to make purchases because that is not at 0% I have another card with 0% for purchases which I will not activate until sometime next week for school shopping.

Like I said, haven’t had it long enough to have any problems pay more than the min (about 4xs) for the past three statements I’ve gotten just to be sure the BT is paid off before next July.