Transfering a Large Credit Card Balance
Author: maximus909
Posted: Mon Jul 14, 2003 3:23 pm
Post subject: need advice to transfer large balance
Dear All -
After a wedding and honeymoon, I find myself with $32K of debt on my FirstUSA United card. I need out from under the APR and want to transfer.
Please provide your best recommendations for a new card with a 0% APR for transfers, for as long as possible and as much as possible; or any other credit advice is welcome.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: rasca13173
Posted: Mon Jul 14, 2003 7:04 pm
Post subject:
i got a discoverplatinum card with no annual fee 0% apr for life. no balance transfer fee the catch if you can call it that is that you have to make 2 transactions a month. keep in mind that there is no minimum on the transactions, so if u can buy 2 cups a coffee a month and put it on the card you are set to go.....they figure that they can make money on the finance charge for the new charges, but if you don't charge that much you don't have to worry about it... the minimum finance charge fee is fifty cents, i can live with that when i have a 17000 dollar balance... you must be diciplined enough to keep on top of this since there are no second chances....in other words pay your minimum payments and make your 2 transactions a month...how they offered me this is beyond me since i don't use the card for anything......so if you can get this you can enjoy 0% for life on balance transfer......good luck
Author: Noel Joly
Posted: Tue Aug 12, 2003 6:20 am
Post subject: Transfering a Large Credit Card Balance
Dear Rascal
Seeking advice please.
Messaging from Australia. I was surfing the internet tonight looking for a cheap CC, and came across "Discover", but I'm having difficulty locating a contact address for enquiries for a CC, perhaps a card like yours, or one with an introductory 0% APR. But then, I don't even know whether Discover" do business with overseas clients. Can you advise please.
Cheers
Noel
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Mon Jul 14, 2003 3:23 pm
Post subject: need advice to transfer large balance
Dear All -
After a wedding and honeymoon, I find myself with $32K of debt on my FirstUSA United card. I need out from under the APR and want to transfer.
Please provide your best recommendations for a new card with a 0% APR for transfers, for as long as possible and as much as possible; or any other credit advice is welcome.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: rasca13173
Posted: Mon Jul 14, 2003 7:04 pm
Post subject:
i got a discoverplatinum card with no annual fee 0% apr for life. no balance transfer fee the catch if you can call it that is that you have to make 2 transactions a month. keep in mind that there is no minimum on the transactions, so if u can buy 2 cups a coffee a month and put it on the card you are set to go.....they figure that they can make money on the finance charge for the new charges, but if you don't charge that much you don't have to worry about it... the minimum finance charge fee is fifty cents, i can live with that when i have a 17000 dollar balance... you must be diciplined enough to keep on top of this since there are no second chances....in other words pay your minimum payments and make your 2 transactions a month...how they offered me this is beyond me since i don't use the card for anything......so if you can get this you can enjoy 0% for life on balance transfer......good luck
Author: Noel Joly
Posted: Tue Aug 12, 2003 6:20 am
Post subject: Transfering a Large Credit Card Balance
Dear Rascal
Seeking advice please.
Messaging from Australia. I was surfing the internet tonight looking for a cheap CC, and came across "Discover", but I'm having difficulty locating a contact address for enquiries for a CC, perhaps a card like yours, or one with an introductory 0% APR. But then, I don't even know whether Discover" do business with overseas clients. Can you advise please.
Cheers
Noel
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 8:37 PM
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