Lower APR Request

Author: dmband
Posted: Fri Sep 09, 2005 2:01 pm
Post subject: Lower APR Requests post your results here!!!!!

I thought it would interesting to know how people's results were with requesting a lower APR from your current CC providers.

CARD: CITI STUDENT DIVIDEND MASTERCARD

APR REQUEST DECLINED/APPROVED: APPROVED

FROM WHAT % TO WHAT %:

A HORRIBLE 16.74% I BELIEVE TO A
HORRIBLE 13.74% BUT NONE THE LESS I WAS GIVEN
A LOWER RATE.




THANKS GUYS! --JEFF--

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Author: Board Monitor
Posted: Sat Sep 10, 2005 7:36 am
Post subject:

Congrats! Interesting thread. I admire your efforts. Actually, 16.74% isn't too bad for a student card, although 13.74% is better. :0) How long have you had the account?

Out of curiosity, how did you find out about our website?
_________________
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Curtis Arnold
Board Monitor
http://www.CardRatings.com
20K+ Credit Card Reviews

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Author: creditnewbie
Posted: Sat Sep 10, 2005 7:53 am
Post subject:

Card: Bank of America Visa platinum. Originally 15.74% Variable to 14.74% Variable. Then to 9.9% fixed and 3 months ago, down to 8.9% fixed. There was no reason for me to push it further since I never carry a balance. I had the card for 24 months--my first credit card.

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Author: Alexis Rios
Posted: Sat Sep 10, 2005 8:51 am
Post subject: Re: Lower APR Requests post your results here!!!!!

dmband wrote:
I thought it would interesting to know how people's results were with requesting a lower APR from your current CC providers.

CARD: CITI STUDENT DIVIDEND MASTERCARD

APR REQUEST DECLINED/APPROVED: APPROVED

FROM WHAT % TO WHAT %:

A HORRIBLE 16.74% I BELIEVE TO A
HORRIBLE 13.74% BUT NONE THE LESS I WAS GIVEN
A LOWER RATE.




THANKS GUYS! --JEFF--

Remember that student credit cards have a slighty higher rate than regular credit card.

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Author: dmband
Posted: Sat Sep 10, 2005 11:20 am
Post subject:

I have had the mastercard dividend account for maybe 8 months and it started out at 13.74% but then they raised it a couple percent so I called and asked for a lower rate and they knocked off a few percent.

I heard about this site from doing credit card related searches on yahoo.

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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