How Long Do You Have to Wait for a Credit Card Limit Increase
Author: BigDog
Posted: Tue Jul 18, 2006 11:22 pm
Post subject: BOA CLI increase request changing
The last time BOA gave me and CLI was 6 months and 5 days ago. I called and asked for an internal CLI (The CLI increase that does not pull your credit report) and was told that not enough time has passed since my last increase. I always pay my balances in full every month and have never been late with them or anyone else.
I presume things are changing, because I use to be able to get a CLI with BOA like clock work every 6 months.
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Author: davej
Posted: Wed Jul 19, 2006 4:50 am
Post subject:
Why don't you give it another week? Or try it online in a couple of days. It'll be soft too.. If they need to do a hard pull, you'll get a warning and can cancel your request.
I don't think things have changed... I hit their CLI button a week ago and got an increase, and it was 7 months after my last increase... So wait another week and try again!
Author: Big
Posted: Wed Jul 19, 2006 8:53 am
Post subject: How Long Do You Have to Wait for a Credit Card Limit Increase
Thanks for the info davej.
I will try in a week and report back to see what happens.
I thought it was a strange?
Author: TomfromCT
Posted: Wed Jul 19, 2006 4:09 pm
Post subject:
What is your current CL? I would imagine at a certain level they slow down with the auto CLI's.
Author: fitz75
Posted: Wed Jul 19, 2006 4:48 pm
Post subject: How Long Do You Have to Wait for a Credit Card Limit Increase
I was told I would have to wait atleast nine months before I would be eligible for a CLI. Not sure if thats just for the initial increase or standrad procedure there.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Tue Jul 18, 2006 11:22 pm
Post subject: BOA CLI increase request changing
The last time BOA gave me and CLI was 6 months and 5 days ago. I called and asked for an internal CLI (The CLI increase that does not pull your credit report) and was told that not enough time has passed since my last increase. I always pay my balances in full every month and have never been late with them or anyone else.
I presume things are changing, because I use to be able to get a CLI with BOA like clock work every 6 months.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: davej
Posted: Wed Jul 19, 2006 4:50 am
Post subject:
Why don't you give it another week? Or try it online in a couple of days. It'll be soft too.. If they need to do a hard pull, you'll get a warning and can cancel your request.
I don't think things have changed... I hit their CLI button a week ago and got an increase, and it was 7 months after my last increase... So wait another week and try again!
Author: Big
Posted: Wed Jul 19, 2006 8:53 am
Post subject: How Long Do You Have to Wait for a Credit Card Limit Increase
Thanks for the info davej.
I will try in a week and report back to see what happens.
I thought it was a strange?
Author: TomfromCT
Posted: Wed Jul 19, 2006 4:09 pm
Post subject:
What is your current CL? I would imagine at a certain level they slow down with the auto CLI's.
Author: fitz75
Posted: Wed Jul 19, 2006 4:48 pm
Post subject: How Long Do You Have to Wait for a Credit Card Limit Increase
I was told I would have to wait atleast nine months before I would be eligible for a CLI. Not sure if thats just for the initial increase or standrad procedure there.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 2:34 PM
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