How is Household Income on a Credit Card Application Determined?

Author: 9855donna
Posted: Sun Jul 02, 2006 5:11 pm
Post subject: Did I lie on my credit card application?

The credit card application asked for Household Income and that's what I put.It wasn't just my income but my boyfriends too.He say's it's fraud but I only put what they asked for.
What's your opinion? Will it be an issue if I file for BK?
Any thoughts/comments?
Donna

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Author: Messiah
Posted: Sun Jul 02, 2006 5:45 pm
Post subject:

ur fine.

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Author: fitz75
Posted: Sun Jul 02, 2006 9:00 pm
Post subject:

Is that income going to help you pay your bill? Is that income something you are able to verify?

If you answer yes to those questions then put it down. If you answer no, then you probably shouldn't put it down. You may be asked to verify that income one day, remember that.

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Author: mouse
Posted: Sun Jul 02, 2006 9:31 pm
Post subject: Re: Did I lie on my credit card application?

Quote:

"9855donna"
The credit card application asked for Household Income and that's what I put.It wasn't just my income but my boyfriends too.He say's it's fraud but I only put what they asked for.
What's your opinion? Will it be an issue if I file for BK?
Any thoughts/comments?
Donna

Do you share the address???

Share the bills???

AS IN LIVE TOGETHER???

IF YES...NO IT IS NOT FRAUD

IF YOU FEAR H/H INCOME LOOK FOR INDIVIDUAL INCOME APPLICATIONS

I (PERSONALLY) IGNORE ALL INDIVIDUAL INCOME APPLICATIONS!!!

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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