Capital One Secured Credit Card Review
Author: Alexandermo
Posted: Tue Jun 06, 2006 6:36 pm
Post subject: Capital One Secured Credit Card
First let you tell me a bit about my self I just turned 18 and i want to establish credit so i have been looking into credit cards my i am a highschool studen and i make around $8000 a year i am really responsible with my money so i have no worrys about spending habits with a credit card i applied at my bank td canada trust for a card but was denied becuase most of them require you have a min income of 15000 so i came across the capital one credit card i applied and was approved. I have to send them $200 then they will send me the card. I have a question about this how much will my limit be becuase they never said that in the letter and it also says that u will be charged $59 annaul fee and Additional monthly statement copy fee: $3; Transaction copy fee: $2; i was wondering if u could get them to not send the bill and just do it online from the website and anyone who has there card any information about this card would be greatful thanks so much
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Brammy
Posted: Tue Jun 06, 2006 8:16 pm
Post subject:
A 59 dollar annu fee seems a liitle high to me for a secured card. Try orchard to see if t&cs are more favorable
http://www.orchardbank.com/ccssa/OBCustomerCare?cmd_Redirect=HomePage
Author: Alexandermo
Posted: Tue Jun 06, 2006 8:28 pm
Post subject:
i forgot to mention i was canadian so that sites no good!
Author: Brammy
Posted: Tue Jun 06, 2006 9:23 pm
Post subject: Capital One Secured Credit Card Review
[quote="Alexandermo"]i forgot to mention i was canadian so that sites no good![/quote]
The parent company is HSBC and I believe that they have an online credit card selector. Put inyour info and it will recommend a card.
http://www.hsbc.ca/hsbc
Author: EasyRhino
Posted: Tue Jun 06, 2006 9:32 pm
Post subject:
I'd recommend applying for an unsecured "student" card, especially if you can get your folks to cosign for it.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Tue Jun 06, 2006 6:36 pm
Post subject: Capital One Secured Credit Card
First let you tell me a bit about my self I just turned 18 and i want to establish credit so i have been looking into credit cards my i am a highschool studen and i make around $8000 a year i am really responsible with my money so i have no worrys about spending habits with a credit card i applied at my bank td canada trust for a card but was denied becuase most of them require you have a min income of 15000 so i came across the capital one credit card i applied and was approved. I have to send them $200 then they will send me the card. I have a question about this how much will my limit be becuase they never said that in the letter and it also says that u will be charged $59 annaul fee and Additional monthly statement copy fee: $3; Transaction copy fee: $2; i was wondering if u could get them to not send the bill and just do it online from the website and anyone who has there card any information about this card would be greatful thanks so much
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Brammy
Posted: Tue Jun 06, 2006 8:16 pm
Post subject:
A 59 dollar annu fee seems a liitle high to me for a secured card. Try orchard to see if t&cs are more favorable
http://www.orchardbank.com/ccssa/OBCustomerCare?cmd_Redirect=HomePage
Author: Alexandermo
Posted: Tue Jun 06, 2006 8:28 pm
Post subject:
i forgot to mention i was canadian so that sites no good!
Author: Brammy
Posted: Tue Jun 06, 2006 9:23 pm
Post subject: Capital One Secured Credit Card Review
[quote="Alexandermo"]i forgot to mention i was canadian so that sites no good![/quote]
The parent company is HSBC and I believe that they have an online credit card selector. Put inyour info and it will recommend a card.
http://www.hsbc.ca/hsbc
Author: EasyRhino
Posted: Tue Jun 06, 2006 9:32 pm
Post subject:
I'd recommend applying for an unsecured "student" card, especially if you can get your folks to cosign for it.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 10:11 PM
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