Capital One Credit Card Applying Tips

Author: nefertiti66
Posted: Fri Jul 07, 2006 12:07 pm
Post subject: Cap1 - Platinum

I decided to apply for the Cap1 Platinum as they say if you have limited or no credit there is a chance. I have a score of 720 but only 23k in school loans. No current credit card and was denied the Citi dividend.

Anyone have experience with Cap 1 Plat?? Likes/ dislikes?
What do you think my chances are?

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Author: rapjunkie
Posted: Fri Jul 07, 2006 2:05 pm
Post subject:

I think your chances are pretty good, although the credit line is likely to be quite low. I've read a lot of complaints on here about Capital One (mainly about their infrequent credit line increases), but I've had good experiences with them. Good luck.

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Author: hdporter
Posted: Fri Jul 07, 2006 2:06 pm
Post subject:

I'd guess that your prospects are strong. You're likely looking at a very modest limit if approved, with reasonably decent rates. I'll be an excellent card to build history with.

Whether it comes through or not, get yourself a gas card and deparment store card if you don't already have them.

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