Credit Tips: American Express Credit Cards After Bankruptcy

Posted On: July 4, 2006

Author: jamric
Posted: Tue Jul 04, 2006 12:18 am
Post subject: Can I get an Amex Card after bk?

I declared bankruptcy due to loss of job from severe illness, and even though I had every intention of paying of my Amex bill, my attorney advised me to list the card on the bankruptcy petition anyway. I had perfect credit with Amex until that point. Amex cancelled the account, and unexpectedly for me, the amount owed was dismissed in the bankruptcy.

Amex never sent me a bill, but I took a look online on my account (even though it is closed, I still have access), and it says I owe the amount dismissed in bankruptcy.

My question is, if I pay this off, will this put me in better graces with Amex for a future card? I had two cards with them over the years, and never missed a payment. How long should I wait to apply for a new card. I am assuming at least 10 years.

Thank you!

Author: mouse
Posted: Tue Jul 04, 2006 12:30 am
Post subject: Re: Can I get an Amex Card after bk?

Quote:

“jamric”
I declared bankruptcy due to loss of job from severe illness, and even though I had every intention of paying of my Amex bill, my attorney advised me to list the card on the bankruptcy petition anyway. I had perfect credit with Amex until that point. Amex cancelled the account, and unexpectedly for me, the amount owed was dismissed in the bankruptcy.

Amex never sent me a bill, but I took a look online on my account (even though it is closed, I still have access), and it says I owe the amount dismissed in bankruptcy.

My question is, if I pay this off, will this put me in better graces with Amex for a future card? I had two cards with them over the years, and never missed a payment. How long should I wait to apply for a new card. I am assuming at least 10 years.

Thank you!

OASIS PROGRAM

THEY CALL YOU…YOU DON’T ASK!!!

You are starting off a LITTLE HIGH

Author: mouse
Posted: Tue Jul 04, 2006 12:31 am
Post subject: American Express Credit Cards After Bankruptcy

There are people who NEVER WENT BK that can’t get AMEX

Author: jamric
Posted: Tue Jul 04, 2006 12:55 am
Post subject: American Express Credit Cards After Bankruptcy

Nothing wrong with aiming high. It’s good to plan for the future. And must you YELL?