Wal-Mart Credit Card Approval Tips
Author: ore83
Posted: Sat Mar 11, 2006 9:21 pm
Post subject: Wal-Mart credit card
I applied and was approved for a WMT CC, but with a whopping $290 limit I almost thought about killing it before I got it. I've heard a couple of my friends mention that they got $200-$300 limits also, is this the going rate for their cards? It's issued by GE Money Bank, who I also have a Lowe's card from with a $1,000 limit... But come on, $290?? Will that make my score any better having a limit that low?
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Author: mouse
Posted: Sun Mar 12, 2006 2:09 am
Post subject: Re: Wal-Mart credit card
ore83 wrote:
I applied and was approved for a WMT CC, but with a whopping $290 limit I almost thought about killing it before I got it. I've heard a couple of my friends mention that they got $200-$300 limits also, is this the going rate for their cards? It's issued by GE Money Bank, who I also have a Lowe's card from with a $1,000 limit... But come on, $290?? Will that make my score any better having a limit that low?
As low as $75 on another board
I have almost $4,000
Use it and pay on time
Every 3--4 months you should be able to get a HARD FREE CLI
(call if you don't get one with-out asking)
CLI is based on payments not CRA
TARGET "GUEST" GIVES $200
Author: stevejk
Posted: Mon Mar 13, 2006 11:05 am
Post subject:
Although the WMT CC has it's uses -- maybe more lenient acceptance policy? -- but what is the benefit from it? You get 3¢/G discount on WMT/Sams Club gasoline, but can get 5% cash back (11¢ @ $2.30/G) with other cards. And the Discover version is only "up to 1%". I presume the tiers are in increasing order, i.e., 1% over $3000? Okay, there is the $20 fee-free (I believe) cash advance per day with purchase.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: mouse
Posted: Mon Mar 13, 2006 12:29 pm
Post subject: Wal-Mart Credit Card Approval Tips
stevejk wrote:
Although the WMT CC has it's uses -- maybe more lenient acceptance policy? -- but what is the benefit from it? You get 3¢/G discount on WMT/Sams Club gasoline, but can get 5% cash back (11¢ @ $2.30/G) with other cards. And the Discover version is only "up to 1%". I presume the tiers are in increasing order, i.e., 1% over $3000? Okay, there is the $20 fee-free (I believe) cash advance per day with purchase.
Many other cards have BETTER rewards
BUT THEY WERE NOT THE QUESTION BEING ASKED
When I use my WAL*MART "STORE" card I lose DELTA or UNITED MILES
(I don't use it every day)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Sat Mar 11, 2006 9:21 pm
Post subject: Wal-Mart credit card
I applied and was approved for a WMT CC, but with a whopping $290 limit I almost thought about killing it before I got it. I've heard a couple of my friends mention that they got $200-$300 limits also, is this the going rate for their cards? It's issued by GE Money Bank, who I also have a Lowe's card from with a $1,000 limit... But come on, $290?? Will that make my score any better having a limit that low?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: mouse
Posted: Sun Mar 12, 2006 2:09 am
Post subject: Re: Wal-Mart credit card
ore83 wrote:
I applied and was approved for a WMT CC, but with a whopping $290 limit I almost thought about killing it before I got it. I've heard a couple of my friends mention that they got $200-$300 limits also, is this the going rate for their cards? It's issued by GE Money Bank, who I also have a Lowe's card from with a $1,000 limit... But come on, $290?? Will that make my score any better having a limit that low?
As low as $75 on another board
I have almost $4,000
Use it and pay on time
Every 3--4 months you should be able to get a HARD FREE CLI
(call if you don't get one with-out asking)
CLI is based on payments not CRA
TARGET "GUEST" GIVES $200
Author: stevejk
Posted: Mon Mar 13, 2006 11:05 am
Post subject:
Although the WMT CC has it's uses -- maybe more lenient acceptance policy? -- but what is the benefit from it? You get 3¢/G discount on WMT/Sams Club gasoline, but can get 5% cash back (11¢ @ $2.30/G) with other cards. And the Discover version is only "up to 1%". I presume the tiers are in increasing order, i.e., 1% over $3000? Okay, there is the $20 fee-free (I believe) cash advance per day with purchase.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: mouse
Posted: Mon Mar 13, 2006 12:29 pm
Post subject: Wal-Mart Credit Card Approval Tips
stevejk wrote:
Although the WMT CC has it's uses -- maybe more lenient acceptance policy? -- but what is the benefit from it? You get 3¢/G discount on WMT/Sams Club gasoline, but can get 5% cash back (11¢ @ $2.30/G) with other cards. And the Discover version is only "up to 1%". I presume the tiers are in increasing order, i.e., 1% over $3000? Okay, there is the $20 fee-free (I believe) cash advance per day with purchase.
Many other cards have BETTER rewards
BUT THEY WERE NOT THE QUESTION BEING ASKED
When I use my WAL*MART "STORE" card I lose DELTA or UNITED MILES
(I don't use it every day)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 6:02 PM
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