Tips on Getting a Secured or Unsecured Credit Card
Author: femlove200
Posted: Mon Apr 24, 2006 8:21 pm
Post subject: credit cards or secured credit cards?
hi, i'm looking for a good secured credit card (or one that i won't be rejected from) to rebuild my credit. can you post credit cards that you think i can apply for without getting rejected. thanks in advance.
my scores are:
TransUnion: 614
Experian: 643
Equifax: 621
state: CA
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: TomfromCT
Posted: Mon Apr 24, 2006 8:25 pm
Post subject:
orchard or maybe cap 1
both wil get you started on secred cards that can graduate to unsecured cards.
Cap 1 worked well for me and the terms werent all that bad.
edited to add:
Your scores are not all that horrible. resist the urge to get more than one sub prime card. Just pick one - pay on time perfeectly. in about a year/maybe less get a store card. I;m sure not long after that you can be close to qualifying for a prime card. The key is - no mistakes. I m at 56 months and you can be there too before long!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Mon Apr 24, 2006 8:21 pm
Post subject: credit cards or secured credit cards?
hi, i'm looking for a good secured credit card (or one that i won't be rejected from) to rebuild my credit. can you post credit cards that you think i can apply for without getting rejected. thanks in advance.
my scores are:
TransUnion: 614
Experian: 643
Equifax: 621
state: CA
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: TomfromCT
Posted: Mon Apr 24, 2006 8:25 pm
Post subject:
orchard or maybe cap 1
both wil get you started on secred cards that can graduate to unsecured cards.
Cap 1 worked well for me and the terms werent all that bad.
edited to add:
Your scores are not all that horrible. resist the urge to get more than one sub prime card. Just pick one - pay on time perfeectly. in about a year/maybe less get a store card. I;m sure not long after that you can be close to qualifying for a prime card. The key is - no mistakes. I m at 56 months and you can be there too before long!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!







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