Lowest Credit Score That a Credit Card Company Will Accept?

Author: spjoink
Posted: Fri May 26, 2006 8:31 pm
Post subject: whats the lowest score citibank will accept?

Whats the lowest score Citibank will accept?
spjoink

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Author: rookie
Posted: Sat May 27, 2006 8:11 pm
Post subject:

Not sure...but I got approved, I think my score is between 660-680.

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Author: multiplierx
Posted: Sat May 27, 2006 9:54 pm
Post subject: Lowest Credit Score That a Credit Card Company Will Accept?

You might get a good idea by searching these credit-pull databases;

http://www.whogavemecredit.com/forms/search.php?srch=name

http://finance.groups.yahoo.com/group/creditpulls/database

http://finance.groups.yahoo.com/group/whopulledmycredit/


Also, many card issuers don't base their decisions on score only. Some also use an internal scoring method.

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Author: QikPass
Posted: Sat May 27, 2006 11:46 pm
Post subject:

yoou wont know until you apply. They denied me with a 712 score, because i had 3 inquiries on my report within 6 months, said they like to see no more than 2. (1 of these was for a new phone and the other 2 were for a BOA checking and savings account, not applications for credit) so who knows what they look for, just apply...wait for a decision and move on either way.

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Author: arahad06
Posted: Sun May 28, 2006 10:44 am
Post subject:Lowest Credit Score That a Credit Card Company Will Accept?

no one score can determine that you are gurantteed an approval unless you have the following with heavy exaggeration

Credit Score: 700+
Credit History: 10+ Years
Payment In Good Standing For: 5+ Years
ABSOLUETLY NO NEGATIVE WHATSOEVER
NO RECENT INQUIRIES
NO DEBT 0%

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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