Are Store Credit Cards Easy to Get?

Author: wanda89
Posted: Wed Mar 23, 2005 2:08 pm
Post subject: Easy to get Dept. store or gas credit cards????????

Hi, Does anyone know of any easy to get Dept. store or gas cards? Besides Target. I have that one. If so please list your scores and states and what CB they use. Thanks!!!

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Author: NightStar
Posted: Thu Mar 24, 2005 8:09 am
Post subject: Are Store Credit Cards Easy to Get?

I had:

JC Penney (after increases had up to $2,100 credit limit)
Lowe's (after increases had up to $1,600 credit limit)
K-Mart (Capital One) (after increases had up to $2,300 credit limit)
Younkers (think had $800 credit limit, but closed) not interested in their line of clothing.

I am in Illoins and it has been too long to remember who pulled, but I would estimate a guess as to TransUnion since they are headquartered here in Illinois and used most.

My score ranges over the years earlieriest I can remember was 650 score range, and in recent years was up to 700 score range...
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Author: Shawnee
Posted: Thu Mar 24, 2005 2:21 pm
Post subject: Are Store Credit Cards Easy to Get?

Try the Chevron card. They are one of the few gas cards left that haven't been taken over by Citi. They gave me a $400 limit card. My scores are in the upper 600s, but I have a paid tax lien from 98 and two paid judgments, the last in early 2003.

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Author: wanda89
Posted: Thu Mar 24, 2005 4:55 pm
Post subject: Are Store Credit Cards Easy to Get?

Thanks for the info. Do you know which CB they use?

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Author: r
Posted: Thu Mar 24, 2005 7:29 pm
Post subject:

Some creditors go by your location not just one bureau particular.

But what you may try is this site to check:

http://finance.groups.yahoo.com/group/whopulledmycredit/

I would imagine your state, that Equifax is the main bureau creditors would be pulling from.
_________________
Best Regards,
Pammila Phillis
Board Monitor
http://www.CardRatings.com
20K+ Credit Card Reviews

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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