Credit Tips: 0% Balance Offers to Existing Credit Card Members

Posted On: June 4, 2006

Author: bullet875
Posted: Sun Jun 04, 2006 10:36 pm
Post subject: Does Chase ever give 0% BT offers to existing members?

I have several Chase cards and none of them are able to BT, let alone have a 0% BT offer. Granted, these are pretty new cards (less than 6 months old), but isn’t it odd that none of the cards have an option to BT?

If I wait for 6 more months or so, can I ask for a BT opportunity and be successful? My FICO score is 768.

Author: mouse
Posted: Sun Jun 04, 2006 10:59 pm
Post subject: Re: Does Chase ever give 0% BT offers to existing members?

Quote:

“bullet875″
I have several Chase cards and none of them are able to BT, let alone have a 0% BT offer. Granted, these are pretty new cards (less than 6 months old), but isn’t it odd that none of the cards have an option to BT?

If I wait for 6 more months or so, can I ask for a BT opportunity and be successful? My FICO score is 768.

YES

But you have to pay a fee of $50 or $75

(MOST OF THE TIME)

Author: davidfronue
Posted: Mon Jun 05, 2006 1:36 am
Post subject:

U might not be able to do a BT on line but you can do it if you call customer service and I am not just saying that I know so call and ask and tell us if I was right I have seen it before I am not sure what the rate is but you can do it it has to be over the phone

Author: Evilbunny
Posted: Mon Jun 05, 2006 2:58 pm
Post subject: 0% Balance Offers to Existing Credit Card Members

sometimes Chase will offer 0% on existing accounts, you just have to call and ask. and the transaction fee for Balance transfers is standard. if there is one, there is one. Even if the rep says that they will waive it. they just want your balance transfer because they get a bonus based on how many transfers a month they do.

if they dont have that rate available, you may try asking of you are eligable for the retention department, sometimes they can offer it to “retain” your business. Though please dont get mad if you cant speak with that department and request a supervisor. I really dont want to talk to you =p