Credit Tips: Wal-Mart Credit Card Review

Posted On: May 1, 2006

Author: ore83
Posted: Sat Mar 11, 2006 9:21 pm
Post subject: Wal-Mart credit card

I applied and was approved for a WMT CC, but with a whopping $290 limit I almost thought about killing it before I got it. I’ve heard a couple of my friends mention that they got $200-$300 limits also, is this the going rate for their cards? It’s issued by GE Money Bank, who I also have a Lowe’s card from with a $1,000 limit… But come on, $290?? Will that make my score any better having a limit that low?

Author: mouse
Posted: Sun Mar 12, 2006 2:09 am
Post subject: Re: Wal-Mart credit card

ore83 wrote:
I applied and was approved for a WMT CC, but with a whopping $290 limit I almost thought about killing it before I got it. I’ve heard a couple of my friends mention that they got $200-$300 limits also, is this the going rate for their cards? It’s issued by GE Money Bank, who I also have a Lowe’s card from with a $1,000 limit… But come on, $290?? Will that make my score any better having a limit that low?

As low as $75 on another board

I have almost $4,000

Use it and pay on time

Every 3–4 months you should be able to get a HARD FREE CLI

(call if you don’t get one with-out asking)

CLI is based on payments not CRA

TARGET “GUEST” GIVES $200

Author: stevejk
Posted: Mon Mar 13, 2006 11:05 am
Post subject: Wal-Mart Credit Card Review

Although the WMT CC has it’s uses — maybe more lenient acceptance policy? — but what is the benefit from it? You get 3¢/G discount on WMT/Sams Club gasoline, but can get 5% cash back (11¢ @ $2.30/G) with other cards. And the Discover version is only “up to 1%”. I presume the tiers are in increasing order, i.e., 1% over $3000? Okay, there is the $20 fee-free (I believe) cash advance per day with purchase.