Credit Tips: Providian Visa Credit Limit Increase Question

Posted On: May 1, 2006

Author: MindBender
Posted: Mon Feb 06, 2006 12:08 am
Post subject: Providian/WashMu Visa CLI

Since Washington Mutual bought Providian, does anyone know how long they wait to give automatic CLI? I’ve had my account for 4 months, have carried a balance between $1,500 and $2,800, except for this month (paid off). I have paid much more than the min required each month. My current CL is $3,000. Thoughts? Your experience with Providian CLI’s?

Author: mouse
Posted: Mon Feb 06, 2006 1:04 am
Post subject: Re: Providian/WashMu Visa CLI

MindBender wrote:
Since Washington Mutual bought Providian, does anyone know how long they wait to give automatic CLI? I’ve had my account for 4 months, have carried a balance between $1,500 and $2,800, except for this month (paid off). I have paid much more than the min required each month. My current CL is $3,000. Thoughts? Your experience with Providian CLI’s?

MOST credit cards won’t give a CLI for 6 or 9 or 12 months

GE MONEY BANK (like WALMART “STORE” CARD) is 3 or 4 months

Author: beyond platinum
Posted: Mon Feb 06, 2006 2:02 am
Post subject:

Usually about one year with Providian after opening your account. After that, they normally give out increases every six months. Now that Washington Mutual is in control, that could change.
_________________
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Author: MindBender
Posted: Mon Feb 06, 2006 6:08 am
Post subject:

Thanks for the feedback. Just asking because this card has be lowest CL of any I have by several thousand and I did not know if they have a reputation for being stingy or not.