Online Credit Card Payments Weekly To Lower Daily Balance
Author: Board Monitor
Posted: Mon Mar 06, 2006 7:42 pm
Post subject: Online Credit Card Payments Lower Credit Card Interest
This message posted by e-mail request from one of the visitors to our site:
Having pulled myself out of a credit hole I amassed in the late 90's, I thoroughly enjoyed reading your site. There is one large omission, however, that I believe bears covering.
Several articles talk about late fees, changing due dates, etc. but none have mentioned that most credit card issuers allow you to pay directly through their web site, often crediting the payment the same business day.
Every payday, my budgeted credit card payment gets sent electronically. By making weekly payments, I ensure that I never miss a due date while lowering my average daily balance.
Keep up the good work on the site...
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: mouse
Posted: Mon Mar 06, 2006 8:20 pm
Post subject: Re: Online Credit Card Payments Lower Credit Card Interest
Board Monitor wrote:
This message posted by e-mail request from one of the visitors to our site:
Having pulled myself out of a credit hole I amassed in the late 90's, I thoroughly enjoyed reading your site. There is one large omission, however, that I believe bears covering.
Several articles talk about late fees, changing due dates, etc. but none have mentioned that most credit card issuers allow you to pay directly through their web site, often crediting the payment the same business day.
Every payday, my budgeted credit card payment gets sent electronically. By making weekly payments, I ensure that I never miss a due date while lowering my average daily balance.
Keep up the good work on the site...
All mine allow ON-LINE payments (most post in 24-48 hours)
I can even PRE-SCHEDULE them days or weeks or months in advance
Only one that won't let me do that is PENFED VISA CREDIT UNION
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Ira
Posted: Mon Mar 06, 2006 8:34 pm
Post subject: Online Credit Card Payments Weekly To Lower Daily Balance
This topic has been dicussed ad nausium on this forum.
Some people like to go to the web site of each and every creditor to schedule payments and some (me!) like to do one stop shopping and pay everything at the same time directly from their checking account. The cost is the same either way - nothing! Neither is there any difference in flexibility. Payments can be scheduled days, weeks, or months in advance either way. It's whatever suits your fancy.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Mon Mar 06, 2006 7:42 pm
Post subject: Online Credit Card Payments Lower Credit Card Interest
This message posted by e-mail request from one of the visitors to our site:
Having pulled myself out of a credit hole I amassed in the late 90's, I thoroughly enjoyed reading your site. There is one large omission, however, that I believe bears covering.
Several articles talk about late fees, changing due dates, etc. but none have mentioned that most credit card issuers allow you to pay directly through their web site, often crediting the payment the same business day.
Every payday, my budgeted credit card payment gets sent electronically. By making weekly payments, I ensure that I never miss a due date while lowering my average daily balance.
Keep up the good work on the site...
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: mouse
Posted: Mon Mar 06, 2006 8:20 pm
Post subject: Re: Online Credit Card Payments Lower Credit Card Interest
Board Monitor wrote:
This message posted by e-mail request from one of the visitors to our site:
Having pulled myself out of a credit hole I amassed in the late 90's, I thoroughly enjoyed reading your site. There is one large omission, however, that I believe bears covering.
Several articles talk about late fees, changing due dates, etc. but none have mentioned that most credit card issuers allow you to pay directly through their web site, often crediting the payment the same business day.
Every payday, my budgeted credit card payment gets sent electronically. By making weekly payments, I ensure that I never miss a due date while lowering my average daily balance.
Keep up the good work on the site...
All mine allow ON-LINE payments (most post in 24-48 hours)
I can even PRE-SCHEDULE them days or weeks or months in advance
Only one that won't let me do that is PENFED VISA CREDIT UNION
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Ira
Posted: Mon Mar 06, 2006 8:34 pm
Post subject: Online Credit Card Payments Weekly To Lower Daily Balance
This topic has been dicussed ad nausium on this forum.
Some people like to go to the web site of each and every creditor to schedule payments and some (me!) like to do one stop shopping and pay everything at the same time directly from their checking account. The cost is the same either way - nothing! Neither is there any difference in flexibility. Payments can be scheduled days, weeks, or months in advance either way. It's whatever suits your fancy.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 6:56 PM
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