Credit Tips: No Fee Balance Transfer Credit Card

Posted On: May 1, 2006

Author: jm
Posted: Mon Feb 06, 2006 1:48 am
Post subject: No-Fee BTs from MBNA

Has anyone been able to negotiate a no-transaction-fee balance transfer with MBNA? Customer service seems to balk at my requests.

Author: maddybeagle
Posted: Mon Feb 06, 2006 9:02 am
Post subject: No Fee Balance Transfer Credit Card

Quote:
Customer service seems to balk at my requests.

Seems to or have they balked? I have never tried but wouldn’t think it would work. I just take what is offered and if I don’t like it, I move to another card offer. Considering that several are moving to “no cap” on bt fees, I am considering a 50-75 fee might be considered a good deal in a couple of years.

If you are looking for a better deal, I would consider threatening to close the account, and see if they give you a retention offer.

Author: Polonius
Posted: Mon Feb 06, 2006 9:44 am
Post subject: No Fee Balance Transfer Credit Card

Use its BillPay feature to essentially give yourself a 0% no fee BT most of the year…

Author: mouse
Posted: Mon Feb 06, 2006 12:31 pm
Post subject: Re: No-Fee BTs from MBNA

jm wrote:
Has anyone been able to negotiate a no-transaction-fee balance transfer with MBNA? Customer service seems to balk at my requests.

MBNA doesn’t waive the $75.00 fee

(years ago they did FREE BT’s all the time)

They actually have some “NO MAX” offers

$20,000 X 0.03 = $600.00 BT FEE!!!!!!!!!!!!

CHOKE ON THAT!!!!!!!!!