Credit Tips: Citi Credit Card Review

Posted On: May 1, 2006

Author: EnchantMe
Posted: Sun Mar 19, 2006 10:19 pm
Post subject: Citi Cards

If you already have cards with a bank, are they more likely to approve you for more?

I have the Shell gas card, and the Home Depot card, both through Citi.

My score through Ex is only 623. I know that they don’t go only by scores though. All of my open cards have been in good standing since I got them.

I’m thinking that since I just got denied (tis the story of my life) for a Providian card, that I won’t even be able to get a student card through Citi.

Author: maverick
Posted: Mon Mar 20, 2006 9:28 pm
Post subject:

In my experience, yes. But I only had student cards with them when I applied for more student cards. I had 3 at a point of time.

Author: DavidPalmer
Posted: Tue Mar 21, 2006 4:01 pm
Post subject:

I hope so, because I got a CC from BofA in September and will probably apply for another one late summer/early fall once Ive relocated.

Author: gotalkmoney
Posted: Tue Mar 21, 2006 8:35 pm
Post subject: Citi Credit Card Review

I currently have 3 CITI bank cards and I’ve never been put down yet. It all depends on the bank.

Author: maddybeagle
Posted: Tue Mar 21, 2006 9:26 pm
Post subject:

No guarantees if you have new negatives or high utilizations since the last time you applied. Also, some cards wont allow for you to apply if you have been approved recently.