Credit Tips: Chase 0% APR Offer

Posted On: May 1, 2006

Author: credit advisor
Posted: Wed Feb 01, 2006 8:40 pm
Post subject: Chase extends 0% APR offer to 15 months on the Platinum card

Already a popular offer, Chase just extended the 0% APR offer on it’s Chase Platinum Visa Card to 15 months . The 0% APR is good for both purhcases and balance transfers. To get the full 15 months at 0% you will need good credit, otherwise you may still qualify for a shorter term.

Apparently Chase is competing with the American Express Blue card which offers 15 months at 0% on purchases.
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Author: Board Monitor
Posted: Thu Feb 02, 2006 4:52 pm
Post subject:

This is good news. We have already updated our “Card Reports” section to reflect this change:

http://www.cardratings.com/cardrepfr.html
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Author: chrys
Posted: Sat Feb 04, 2006 10:48 am
Post subject: Ideas On How to Secure This Card

I already have 2 Chase Visa cards; one was from Bank One. One CC is 0% til March 2006 and the other is 3.8%.

Would I have a better chance in obtaining 0% for 15 months by paying both cards off before applying?

My goal is to get my debt into as many 0% deals with the greatest length of time. My overall debt utilization rate is about 38% on 8 cards; however 3 of the 8 are over 90%. I could redistribute these 3 cards to get their utilization rates much lower by accessing the 5 other cards.

What actions should I take to put me in a favorable situation to be granted the Chase 0% for 15 months. I was denied Amex Blue about 9 months ago. My credti score is in the low 700’s.

Author: maddybeagle
Posted: Sat Feb 04, 2006 2:06 pm
Post subject: Chase 0% APR Offer

Quote:
however 3 of the 8 are over 90%.

I think you will have better luck if you can get each card below 50% before applying for more credit. Some here have suggested 30% as optimum.

Author: mouse
Posted: Sat Feb 04, 2006 10:37 pm
Post subject: Chase 0% APR Offer

0.00% MAXED OUT “IF” NEEDED TO SAVE INTEREST MONEY IS A NO BRAINER!!!!!!!

FICO may not like it but I don’t care I pay my bills they don’t

Author: Board Monitor
Posted: Mon Feb 06, 2006 9:37 am
Post subject:

Good news article on this topic here:

http://www.cardratings.com/creditcardnews/2006/02/chase-changes-their-credit-card-terms.html