Credit Tips: Capital One Credit Card Offers

Posted On: May 1, 2006

Author: chrys
Posted: Sun Feb 05, 2006 7:43 pm
Post subject: Any Good Capital One Offers?

I don’t recall if Capital One recently had “0% for x months” promotional deal like Chase, BA, AMEX and others have had recently.

I had a C1 promotional rate at one time (which I forget what it was) and now it is 5.9% which I think is too high. Has anyone been successful in getting it lowered? I’ve paid it off and have stopped using the CC.

Author: mouse
Posted: Sun Feb 05, 2006 7:57 pm
Post subject: Re: Any Good Capital One Offers?

chrys wrote:
I don’t recall if Capital One recently had “0% for x months” promotional deal like Chase, BA, AMEX and others have had recently.

I had a C1 promotional rate at one time (which I forget what it was) and now it is 5.9% which I think is too high. Has anyone been successful in getting it lowered? I’ve paid it off and have stopped using the CC.

I can’t get lower than 5.90% (NO FEE)

Author: Polonius
Posted: Sun Feb 05, 2006 8:21 pm
Post subject:

5.9% too high? Prime Rate is 7.50%, one bank PAYS 4.8% now on savings deposits. Average credit card interest is over 13%.

5.9% is too high–if you can get a better rate. If you can’t, it’s a pretty good rate! Anything below prime (the rate banks charge their best customers) has to be a good rate!