Credit Tips: Best Credit Cards for Average Credit Rating

Posted On: May 1, 2006

Author: Board Monitor
Posted: Fri Feb 17, 2006 6:58 pm
Post subject: Best Credit Cards for Average Credit Score?

This message posted by e-mail request from one of the visitors to our site:

What are the best credit cards for average credit (650 score)? You only comment on high (700+) or poor (less than 600).
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Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314

Author: Alexis Rios
Posted: Fri Feb 17, 2006 8:41 pm
Post subject:

For a credit score less of 600’s : Try a secured card like Ochard Bank , Premier Bank and Bank of America .

For the average credit score : Try a store card like Walmart or Sam’s Club , also a Preferred - level credit cards.

For the high score: Any credit card issuer , but the best ones are AMEX (USA) , Chase , Citibank and MBNA/BoA

Author: Alexis Rios
Posted: Fri Feb 17, 2006 9:20 pm
Post subject:

Preferred or Classic level MC/Visa like Discover, US Bank , MBNA , Citi Premier Pass . Most store cards are ok for average size credit score . If you didn’t have any baddies in your report , you even check some Platinum level cards like Bank of America.
Also check the credit unions .

Author: fire3000
Posted: Sat Feb 18, 2006 9:13 pm
Post subject: Cards for Average Credit Scores

Credit scores are only one of many factors that credit card issurers consider in granting credit. More important factors are stated income and length of your credit history. A student with only two years of credit history can have a score over 700 whereas a person like myself with over 30 years of credit history, no negatives on the credit reports, having 14 active cards with over $250,000 in combined limits can have a score of less than 700. I just got approved for my new Chase card (my fourth) with 12K limit this week.