Credit Tips: Authorized User With Maxed Out Credit Card Limit

Posted On: May 1, 2006

Author: bullwinkle29
Posted: Fri Mar 03, 2006 10:44 pm
Post subject: authorized user credit card

hi all

my wife’s parents had a wells fargo visa card issued to her, so that she could put her school supplies on there card. on my wife’s credit report, it says authorized user. i know what that means. my question is. the cards limit is $10,500. her parents have the card darn near maxed out, does that impact my wifes score? i just pulled he her report from equifax, her score is 770. if anyone needs more details, please ask

thanks dave

Author: mouse
Posted: Fri Mar 03, 2006 11:22 pm
Post subject: Re: authorized user credit card

bullwinkle29 wrote:
hi all

my wife’s parents had a wells fargo visa card issued to her, so that she could put her school supplies on there card. on my wife’s credit report, it says authorized user. i know what that means. my question is. the cards limit is $10,500. her parents have the card darn near maxed out, does that impact my wifes score? i just pulled he her report from equifax, her score is 770. if anyone needs more details, please ask

thanks dave

MAXED OUT hurts some

“IF” you have other empty cards it doesn’t hurt as much

That is one reason I never have less than $100,000 unused at all times