Tips on Applying for a Gas Credit Card
Author: csyberblue
Posted: Tue Oct 11, 2005 1:33 pm
Post subject: College kid with a bunch of questions
Hi, thank you all for your help in advance. I have quite a few questions and you all seem like the source to go to.
I've had a gasoline credit card in my name now since 2003. My parents paid off the gas card in full every month.
Now I'm looking to get another credit card. My parents will be paying it in full every month as well.
A low credit limit on the card is ok for me, but there are a few features that I would like to have on it.
Some card companies offer a "1-time use" generated number for making online purchases, so if a crappy company stole my credit card number, they would have my actual credit card number. I think that's a cool feature that I would like to have.
I also don't want to worry about the card not being accepted someplace. I have a mastercard debit card, and I haven't had any problems with it not being accepted. I do however, worry about that if I got a american express card or discover card.
The AMEX Blue card sounded like a really good deal, I think it also increased the warranty period of items that you buy with it.
I also don't know my credit score. I've read that checking it too much can be bad for your credit history. So I've been nervous about checking it.
If any of you know a credit card that can fit this bill, I would be greatly appreciative.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: ericnmu
Posted: Tue Oct 11, 2005 1:36 pm
Post subject:
Checking your credit will not hurt you. Its called a soft inquiry. A hard inquiry too many times can hurt, an example of a hard inquiry is applying for credit cards.
I have a MBNA card, and it offers the generated number like you requested.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: scarymary
Posted: Tue Oct 11, 2005 1:37 pm
Post subject:
You can check your own score as many times as you want without it affecting your score.
As far as your other questions... I'm sure more help is on the way.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Board Monitor
Posted: Wed Oct 12, 2005 8:11 am
Post subject: Tips on Applying for a Gas Credit Card
csyberblue,
Greetings and welcome to the board! You can view the best rated student cards here:
http://www.cardratings.com/cardrepfr.html
Good luck and let us know how things turn out...
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Tue Oct 11, 2005 1:33 pm
Post subject: College kid with a bunch of questions
Hi, thank you all for your help in advance. I have quite a few questions and you all seem like the source to go to.
I've had a gasoline credit card in my name now since 2003. My parents paid off the gas card in full every month.
Now I'm looking to get another credit card. My parents will be paying it in full every month as well.
A low credit limit on the card is ok for me, but there are a few features that I would like to have on it.
Some card companies offer a "1-time use" generated number for making online purchases, so if a crappy company stole my credit card number, they would have my actual credit card number. I think that's a cool feature that I would like to have.
I also don't want to worry about the card not being accepted someplace. I have a mastercard debit card, and I haven't had any problems with it not being accepted. I do however, worry about that if I got a american express card or discover card.
The AMEX Blue card sounded like a really good deal, I think it also increased the warranty period of items that you buy with it.
I also don't know my credit score. I've read that checking it too much can be bad for your credit history. So I've been nervous about checking it.
If any of you know a credit card that can fit this bill, I would be greatly appreciative.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: ericnmu
Posted: Tue Oct 11, 2005 1:36 pm
Post subject:
Checking your credit will not hurt you. Its called a soft inquiry. A hard inquiry too many times can hurt, an example of a hard inquiry is applying for credit cards.
I have a MBNA card, and it offers the generated number like you requested.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: scarymary
Posted: Tue Oct 11, 2005 1:37 pm
Post subject:
You can check your own score as many times as you want without it affecting your score.
As far as your other questions... I'm sure more help is on the way.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Board Monitor
Posted: Wed Oct 12, 2005 8:11 am
Post subject: Tips on Applying for a Gas Credit Card
csyberblue,
Greetings and welcome to the board! You can view the best rated student cards here:
http://www.cardratings.com/cardrepfr.html
Good luck and let us know how things turn out...
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 5:59 PM
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