Rental Car Insurance on a Credit Card
Author: Leeb
Posted: Wed Oct 12, 2005 11:45 am
Post subject: Rental Car Insurance via the credit card
I'm about to rent a car for the first time in a couple of days. I'm 22, so I'll probably have to get a cosigner. Anyway, my question is exactly how do you go about using the credit card ins coverage in lieu of the ins provided by the car company? I've read that all you have to do is opt out of the voluntary ins coverage that the car company offers you (for around $15), and just pay for the rental with your credit card. Is it as simple as that?
(I'll be using my Amex Blue by the way).
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: gameboy
Posted: Wed Oct 12, 2005 12:51 pm
Post subject: Rental Car Insurance on a Credit Card
If you have your own auto insurance, you should be fine. Some traveling credit cards also provide accidental insurance.
Drive safe!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Board Monitor
Posted: Thu Oct 13, 2005 8:39 am
Post subject: Rental Car Insurance on a Credit Card
Leeb,
Greetings and welcome to the board! Just about all credit cards offer this free benefit. You might want to double check by calling your card issuer. Just decline the insurance the rental card co. offers you at the rental counter. I have done this for years and never had any problems.
Out of curiosity, how did you find out about our website?
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
Author: mouse
Posted: Thu Oct 13, 2005 11:35 pm
Post subject:
gameboy wrote:
If you have your own auto insurance, you should be fine. Some traveling credit cards also provide accidental insurance.
Drive safe!
CREDIT CARD INSURANCE is secondary coverage (most of the time)
Your insurance covers say all but $500 the credit card covers the $500
(assuming you put the rental on THAT credit card)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Wed Oct 12, 2005 11:45 am
Post subject: Rental Car Insurance via the credit card
I'm about to rent a car for the first time in a couple of days. I'm 22, so I'll probably have to get a cosigner. Anyway, my question is exactly how do you go about using the credit card ins coverage in lieu of the ins provided by the car company? I've read that all you have to do is opt out of the voluntary ins coverage that the car company offers you (for around $15), and just pay for the rental with your credit card. Is it as simple as that?
(I'll be using my Amex Blue by the way).
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: gameboy
Posted: Wed Oct 12, 2005 12:51 pm
Post subject: Rental Car Insurance on a Credit Card
If you have your own auto insurance, you should be fine. Some traveling credit cards also provide accidental insurance.
Drive safe!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Board Monitor
Posted: Thu Oct 13, 2005 8:39 am
Post subject: Rental Car Insurance on a Credit Card
Leeb,
Greetings and welcome to the board! Just about all credit cards offer this free benefit. You might want to double check by calling your card issuer. Just decline the insurance the rental card co. offers you at the rental counter. I have done this for years and never had any problems.
Out of curiosity, how did you find out about our website?
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
Author: mouse
Posted: Thu Oct 13, 2005 11:35 pm
Post subject:
gameboy wrote:
If you have your own auto insurance, you should be fine. Some traveling credit cards also provide accidental insurance.
Drive safe!
CREDIT CARD INSURANCE is secondary coverage (most of the time)
Your insurance covers say all but $500 the credit card covers the $500
(assuming you put the rental on THAT credit card)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 5:09 PM
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