Credit Tips: How to Deal With Credit Card Fraud

Posted On: April 1, 2006

Author: IDTheftCLT
Posted: Sun Oct 23, 2005 11:14 pm
Post subject: Credit Card fraud

Everyone that has credit cards should have identity theft protection. It is a serious crime and there are millions of people that are victims.

has anyone here ever been victimized?

Author: mouse
Posted: Mon Oct 24, 2005 12:34 am
Post subject: Re: Credit Card fraud

IDTheftCLT wrote:
Everyone that has credit cards should have identity theft protection. It is a serious crime and there are millions of people that are victims.

has anyone here ever been victimized?

Every credit card I have gives 100% protection

It “was” that you were liable for only $50

Do you have some strange credit cards that don’t provide FREE protection????????

Author: TheGreatestExpectation
Posted: Mon Oct 24, 2005 9:43 pm
Post subject: Re: Credit Card fraud

mouse wrote:
IDTheftCLT wrote:
Everyone that has credit cards should have identity theft protection. It is a serious crime and there are millions of people that are victims.

has anyone here ever been victimized?

Every credit card I have gives 100% protection

It “was” that you were liable for only $50

Do you have some strange credit cards that don’t provide FREE protection????????

Befire I even had credit, only a few months after my 18th birthday, my entire purse was stolen. That very night the girl who used my debit card bought three cartons on Newport cigarettes and a case of beer. Then she had the audacity to spend close to three thousand dollars at walmart writing not only forged but bad checks, because I had only three cents in my account at the time. There were warrants out for my arrest. Walmart attempted to press charges on me eventhough it was quite obvious through their own video footage that I was not the one who wrote the checks. I went through alot to clear my name. Its three years later and things just now seem to be getting better. The only good thing is that, the credit companies, especially Experian take this crime very seriously. And, they do a lot to aid the victim. In my case, when I disputed the checks, that at this time, some went to collection eventhough I faxed all the merchants the forgery affidavits, they agreed with me and deleted the collections.

The only credit card that does require the $50 liability from the consumer is Orchard bank. It is clearly stated on their website.