Credit Card Offers For New Home Owners
Author: smokiy
Posted: Sat Oct 01, 2005 12:06 pm
Post subject: new home owner
I Recently bought a new home. I am received several pre-appoved credit cards offer in the mail.I would like to know how to determine which ones are good and which one are bad? Please Advise
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: scarymary
Posted: Sat Oct 01, 2005 2:02 pm
Post subject:
Hi! Although i haven't been here long enough to recommend what cards you should pick to apply for, I can tell you that the more you read these posts, the more you will learn.
So far, I have been on this board less than a week. Since then, I've received pre-approved offers inthe mail and I'm getting better at determining which ones are headed to the shredder and which ones might be OK to look into more.
Credit Limits, balance transfer fees, rate, etc. All of these come into play so choose wisely and read, read, read the fine print. I'm sure the more knowledgeable credit experts will chime in here with more information but I just wanted to give my two cents.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Autor: Debt Free Training
Posted: Sat Oct 01, 2005 9:41 pm
Post subject:
Generally you need to determine what you want the card to be used for... emergency, travel, general, etc. Next you need to determine how you want to manage it or what credit limit you are seeking.
A credit card from a normal bank or credit union is generally easier to work with if you run into trouble. What is the interest rate, is there an intoductory rate and for how long, what is their billing cycle, do they offer services which might be of interest (example shell offers a gas reduction if you use their shell visa card)?
Over and above everything else, good common sense is key.
_________________
Mike Killian, Board Monitor
Free Money Training
Credit/Debt Management
Education/Information
CardRatings.com Reporter
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Board Monitor
Posted: Sun Oct 02, 2005 9:33 am
Post subject: Re: new home owner
smokiy wrote:
I would like to know how to determine which ones are good and which one are bad? Please Advise
Greetings and welcome to the board! That is the whole purpose of our "Card Reports" section:
http://www.cardratings.com/cardrepfr.html
Good luck and let us know how things turn out!
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Sat Oct 01, 2005 12:06 pm
Post subject: new home owner
I Recently bought a new home. I am received several pre-appoved credit cards offer in the mail.I would like to know how to determine which ones are good and which one are bad? Please Advise
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: scarymary
Posted: Sat Oct 01, 2005 2:02 pm
Post subject:
Hi! Although i haven't been here long enough to recommend what cards you should pick to apply for, I can tell you that the more you read these posts, the more you will learn.
So far, I have been on this board less than a week. Since then, I've received pre-approved offers inthe mail and I'm getting better at determining which ones are headed to the shredder and which ones might be OK to look into more.
Credit Limits, balance transfer fees, rate, etc. All of these come into play so choose wisely and read, read, read the fine print. I'm sure the more knowledgeable credit experts will chime in here with more information but I just wanted to give my two cents.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Autor: Debt Free Training
Posted: Sat Oct 01, 2005 9:41 pm
Post subject:
Generally you need to determine what you want the card to be used for... emergency, travel, general, etc. Next you need to determine how you want to manage it or what credit limit you are seeking.
A credit card from a normal bank or credit union is generally easier to work with if you run into trouble. What is the interest rate, is there an intoductory rate and for how long, what is their billing cycle, do they offer services which might be of interest (example shell offers a gas reduction if you use their shell visa card)?
Over and above everything else, good common sense is key.
_________________
Mike Killian, Board Monitor
Free Money Training
Credit/Debt Management
Education/Information
CardRatings.com Reporter
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Board Monitor
Posted: Sun Oct 02, 2005 9:33 am
Post subject: Re: new home owner
smokiy wrote:
I would like to know how to determine which ones are good and which one are bad? Please Advise
Greetings and welcome to the board! That is the whole purpose of our "Card Reports" section:
http://www.cardratings.com/cardrepfr.html
Good luck and let us know how things turn out!
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 1:30 PM
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