Clothing Store Credit Card Review
Author: newyearsday1985
Posted: Mon Nov 07, 2005 5:18 am
Post subject: Clothing store cc's, Gap cc- Gap/Old Navy/Banana Republic
A few weeks ago I received a replacement card for my Gap credit card along with some special offers. I didn't pay attention to what I got then. 2 days ago I looked at those special offers again and I found out that I got 3 coupons:
$10 off my Gap purchase
$10 off my Banana Republic purchase
$10 off my Old Navy purchase if I spend at least $50 on Old Navy.
All 3 had to be used by 11/6/2005
So yesterday (11/6) I went to Gap to buy a pair of jeans that cost $19.99+tax. With the $10 coupon I only had to pay $10.81. Then I went to Old Navy to buy $63 worth of stuff and used the $10 coupon. Didn't use the Banana Republic one though... their clothes are too costly.
It seems like I get an $10 off my Gap purchase coupon once a yr for free.
Do other clothing stores such as Abercrombie, victoria secret etc. give freebies like that when you own their credit cards?
Is having too many store credit cards bad when it will only be occasionally used?
_________________
I hate it when I buy something and find out that the price is going for less soon afterwards
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Board Monitor
Posted: Mon Nov 07, 2005 10:52 am
Post subject:
They generally all have some type of promo at least once a year. If you frequent a particular retailer, you can get some nice savings/bonuses. Just NEVER carry a balance on a department store card!
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
Author: TheGreatestExpectation
Posted: Wed Nov 09, 2005 11:07 am
Post subject:Clothing Store Credit Cards
Board Monitor wrote:
They generally all have some type of promo at least once a year. If you frequent a particular retailer, you can get some nice savings/bonuses. Just NEVER carry a balance on a department store card!
Curtis, by "never carrying a balance on a department store card" are you referring that no one should carry a month to month balance on a department store card?? Plus, what benefit do these people receive by pushing their store's credit card?
_________________
In life, as I learned really hard this year, you have two choices, sink or swim...never fold.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Ira
Posted: Wed Nov 09, 2005 11:57 am
Post subject: Clothing Store Credit Card Review
Answer: They keep customers coming back!
I buy a lot of clothing at Men's Wearhouse. Why? By using their store credit card, everytime my spending reaches $500.00 I get a coupon good for $50.00 off my next purchase. That amounts to a 10% discount. So where do you think I'm going to go next time I want to buy some slacks or suits?
It's known as marketing.
Author: Board Monitor
Posted: Wed Nov 09, 2005 12:47 pm
Post subject: Clothing Store Credit Card Review
TheGreatestExpectation wrote:
Curtis, by "never carrying a balance on a department store card" are you referring that no one should carry a month to month balance on a department store card??
Yes! Rates are usually 20%+. Yikes!
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Mon Nov 07, 2005 5:18 am
Post subject: Clothing store cc's, Gap cc- Gap/Old Navy/Banana Republic
A few weeks ago I received a replacement card for my Gap credit card along with some special offers. I didn't pay attention to what I got then. 2 days ago I looked at those special offers again and I found out that I got 3 coupons:
$10 off my Gap purchase
$10 off my Banana Republic purchase
$10 off my Old Navy purchase if I spend at least $50 on Old Navy.
All 3 had to be used by 11/6/2005
So yesterday (11/6) I went to Gap to buy a pair of jeans that cost $19.99+tax. With the $10 coupon I only had to pay $10.81. Then I went to Old Navy to buy $63 worth of stuff and used the $10 coupon. Didn't use the Banana Republic one though... their clothes are too costly.
It seems like I get an $10 off my Gap purchase coupon once a yr for free.
Do other clothing stores such as Abercrombie, victoria secret etc. give freebies like that when you own their credit cards?
Is having too many store credit cards bad when it will only be occasionally used?
_________________
I hate it when I buy something and find out that the price is going for less soon afterwards
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Board Monitor
Posted: Mon Nov 07, 2005 10:52 am
Post subject:
They generally all have some type of promo at least once a year. If you frequent a particular retailer, you can get some nice savings/bonuses. Just NEVER carry a balance on a department store card!
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
Author: TheGreatestExpectation
Posted: Wed Nov 09, 2005 11:07 am
Post subject:Clothing Store Credit Cards
Board Monitor wrote:
They generally all have some type of promo at least once a year. If you frequent a particular retailer, you can get some nice savings/bonuses. Just NEVER carry a balance on a department store card!
Curtis, by "never carrying a balance on a department store card" are you referring that no one should carry a month to month balance on a department store card?? Plus, what benefit do these people receive by pushing their store's credit card?
_________________
In life, as I learned really hard this year, you have two choices, sink or swim...never fold.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Ira
Posted: Wed Nov 09, 2005 11:57 am
Post subject: Clothing Store Credit Card Review
Answer: They keep customers coming back!
I buy a lot of clothing at Men's Wearhouse. Why? By using their store credit card, everytime my spending reaches $500.00 I get a coupon good for $50.00 off my next purchase. That amounts to a 10% discount. So where do you think I'm going to go next time I want to buy some slacks or suits?
It's known as marketing.
Author: Board Monitor
Posted: Wed Nov 09, 2005 12:47 pm
Post subject: Clothing Store Credit Card Review
TheGreatestExpectation wrote:
Curtis, by "never carrying a balance on a department store card" are you referring that no one should carry a month to month balance on a department store card??
Yes! Rates are usually 20%+. Yikes!
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 2:24 PM
0 Comments:
Post a Comment
<< Home