Citi Simplicity Credit Card Review

Author: beyond platinum
Posted: Thu Oct 20, 2005 2:21 am
Post subject: Citi Simplicity Card

I wanted to thank all of the members here for providing valuable insight into the world of credit. It was through Yahoo that I learned about this site. Is anyone thinking about getting this card and if so do you forsee any issues with their 'late fee waivers'? Visit http://www.Citisimplicity.com. Thanks!

Last edited by beyond platinum on Fri Nov 04, 2005 2:44 am; edited 2 times in total

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Author: maddybeagle
Posted: Thu Oct 20, 2005 6:29 am
Post subject: Citi Simplicity Credit Card Review

I looked up the cash back terms and it looks the same as the citi div. select except it doesnt include the 5% at grocery stores? This seems more like a scam to encourage folks to carry a balance....and pay interest charges.

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Author: Board Monitor
Posted: Thu Oct 20, 2005 7:43 am
Post subject:

More info. about Simplicity in an article on Smart Money Magazine's website:

http://www.smartmoney.com/consumer/index.cfm?story=20051018

I am proud to say that http://www.CardRatings.com is referenced in the article.
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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Author: maddybeagle
Posted: Thu Oct 20, 2005 9:24 am
Post subject: Citi Simplicity Credit Card Review

Thanks for the article and congrats on the reference! It sounds like a lot of folks here have had luck with reversing a late fee or 2 on occasion by just calling up the cc.

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Author: Ira
Posted: Fri Oct 21, 2005 12:24 am
Post subject: Citi Simplicity Credit Card Review

A few comments.

First of all, virtually ANY card issuer will allow you to pick your own statement date. I've changed several over the years. All you have to do is call and ask them to change your date.

Also, almost any bank will reverse your first late charge and some will reverse two late charges during any twelve month period. You have to call and very politely ask them to do so. They will NOT volunteer the information.

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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