Citi Platinum Select Master Card Review
Author: scarymary
Posted: Sat Nov 05, 2005 2:27 pm
Post subject: I got it... I GOT IT!!!!!
Citi Platinum Select MC
CL $7700
Prime + 3.74
CRA - ???
I am so excited... I applied for this cold about 3 weeks ago and they told me I was a big, fat loser.
On 10/27, I got a pre-approval letter and figured... What the he**, I'll try again...
Cards came today!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: maddybeagle
Posted: Sat Nov 05, 2005 2:47 pm
Post subject:
any reason for the change in whole 3 weeks? what reason did they give for the original denial?
Author: scarymary
Posted: Sat Nov 05, 2005 3:02 pm
Post subject: Citi Platinum Select Master Card Review
As I was told by the rep on the phone, the reason was past delinquencies. I was told that they ran TU, but I'm not sure what they ran this second time.
When I applied the first time, I already had a dispute in with TransUnion for a creditor reporting late payments thru September 2004 when the account was paid in full and closed in August of 2003. Other than this, I have no delinquencies in the past two years.
I am wondering if the report was fixed in past 2 weeks and that's why they approved me...
I'm waiting for my updated report to be mailed to me from TU following this dispute and then, maybe, I'll be able to tell.
Author: Xstation
Posted: Sat Nov 05, 2005 3:09 pm
Post subject: Citi Platinum Select Master Card Review
same thing happened to me, I applied for the citi dividend card cold 2 weeks ago and was rejected. then i get an offer for for the same card in the mail one week ago, so i applied again and was accepted - got the card yesterday... woohoo
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: scarymary
Posted: Sat Nov 05, 2005 3:25 pm
Post subject:
WOW!!! That is so weird!
Maybe it didn't have anything to do with my TU report. Maybe they were just denying EVERYBODY!!!
Thanks X, now I don't feel so bad!!!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Sat Nov 05, 2005 2:27 pm
Post subject: I got it... I GOT IT!!!!!
Citi Platinum Select MC
CL $7700
Prime + 3.74
CRA - ???
I am so excited... I applied for this cold about 3 weeks ago and they told me I was a big, fat loser.
On 10/27, I got a pre-approval letter and figured... What the he**, I'll try again...
Cards came today!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: maddybeagle
Posted: Sat Nov 05, 2005 2:47 pm
Post subject:
any reason for the change in whole 3 weeks? what reason did they give for the original denial?
Author: scarymary
Posted: Sat Nov 05, 2005 3:02 pm
Post subject: Citi Platinum Select Master Card Review
As I was told by the rep on the phone, the reason was past delinquencies. I was told that they ran TU, but I'm not sure what they ran this second time.
When I applied the first time, I already had a dispute in with TransUnion for a creditor reporting late payments thru September 2004 when the account was paid in full and closed in August of 2003. Other than this, I have no delinquencies in the past two years.
I am wondering if the report was fixed in past 2 weeks and that's why they approved me...
I'm waiting for my updated report to be mailed to me from TU following this dispute and then, maybe, I'll be able to tell.
Author: Xstation
Posted: Sat Nov 05, 2005 3:09 pm
Post subject: Citi Platinum Select Master Card Review
same thing happened to me, I applied for the citi dividend card cold 2 weeks ago and was rejected. then i get an offer for for the same card in the mail one week ago, so i applied again and was accepted - got the card yesterday... woohoo
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: scarymary
Posted: Sat Nov 05, 2005 3:25 pm
Post subject:
WOW!!! That is so weird!
Maybe it didn't have anything to do with my TU report. Maybe they were just denying EVERYBODY!!!
Thanks X, now I don't feel so bad!!!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 2:36 PM
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