Credit Tips: Chase and Citi Credit Card Reviews

Written by carnold
Posted On: April 1, 2006

Author: diddlydudette
Posted: Fri Nov 04, 2005 2:43 pm
Post subject: Chase Cash Plus vs. Citi Select Platimum Dividend Cash Back

I received my Chase card first so have been using that one. Just recently I got the Citi card.

Are they pretty much the same? Is one better than the other?

I think if you reach your 300.00 limit on cash back, Citi lets you use their online merchants and if you purchase from them, you can go over your 300.00 cash back ceiling.

Any other benefits on one over the other?

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Author: hesiden
Posted: Fri Nov 04, 2005 4:30 pm
Post subject: Chase and Citi Credit Card Reviews

I believe SuperWalmart is 5% for Chase cash plus, but only 1% for Citi Dividend.

My chase credit line is way way bigger 13K verses Citi Dividend 3.8K and that’s after 9 months of heavy usage on the Citi card and a puny 1K increase wtih a hard inqury and a call to account managers!

It seems Citi gives small limits on the Dividend card. My wife got a small limit too 2.3K and then got 6K on the Citi Diamond card just a month later.

Dividend card comes with a 12 month no fee BT.

Chase cash plus comes with a 0% APR on purchases and BT’s (but the BT have a fee).

Author: maddybeagle
Posted: Fri Nov 04, 2005 6:08 pm
Post subject: Chase and Citi Credit Card Reviews

Quote:
I believe SuperWalmart is 5% for Chase cash plus, but only 1% for Citi Dividend.

Others have reported the same thing on citi getting 1% at super wal mart. I am just starting to use the chase card and was hoping that super wal mart got 5%. If so, I will use that as my purchase card and combine my citi limits and use it for a bt card for now.

With the citi card, they give you smaller limits to start and increase in a year or 2. probably not a big deal for me since I am at about the 300 dollar limit on rewards.

Author: JaneiR36
Posted: Fri Nov 04, 2005 6:15 pm
Post subject: Chase and Citi Credit Card Reviews

WOW… 5% back from Walmart. I’ll be rich!

My Dividend’s limit has also been puny at $4k. I thought it was just me. Others reported getting CLI shortly after opening (6 months) but I’m yet to see mine. Of course, I’ve had over 90% utilization up until very recently.

CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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About the author:

Curtis Arnold, a nationally recognized consumer educator and advocate, has been educating consumers about credit cards since 1998. Curtis is the author of "How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line" (FT Press, 2008). He is also the co-author of the upcoming Complete Idiot's Guide to Person-to-Person Lending (Alpha Books/Pengiun Group USA, April 2009), a contribitor to The Ultimate Allowance (InnerWealth Publishing, 2008) and is extensively featured in 42 RulesTM for Driving Success With Books (Super Star Press, January 2009).

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