Credit Card Expiration Dates
Author: husstang
Posted: Sat May 22, 2004 10:52 pm
Post subject: Credit Card Expiration Dates
I am currently using my first and only credit card. I have paid my entire bill every month and hopefully have a rather good credit rating. I noticed that my credit card expiration date is approaching, about six months away. My question is: what happens at the expiration date? Does my credit card company automatically send me a new card? If I want to switch to a different card at expiration from a different company should I call my card company and tell them not to renew it? I am currently using a student card and at expiration I would like to upgrade to a card with some rewards, any information on this subject would be greatly appreciated, Thank you.
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Author: Verne
Posted: Sat May 22, 2004 11:12 pm
Post subject: Credit Card Expiration Dates
Usually the expiration date is nothing more than a slight pause at which time the card company sends you a card with a new expiration date. Since they can change the "agreement" at any time, the expiration date means little and is used more for security reasons.
You don't have to renew anything. Your contract or agreement is still just as worthless as before. You should get the new card in the mail 2 or 3 weeks before it expires
Author: meto
Posted: Sun May 23, 2004 9:16 am
Post subject: Credit Card Expiration Dates
Hain't that the truth!
Verne wrote:
Your contract or agreement is still just as worthless as before. Verne
Amazing how people would refuse to sign such an agreement on anything except for a credit card.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: meto
Posted: Mon May 24, 2004 2:08 pm
Post subject: Credit Card Expiration Dates
[quote="husstang"]I am currently using my first and only credit card. I have paid my entire bill every month and hopefully have a rather good credit rating. I noticed that my credit card expiration date is approaching, about six months away. My question is: what happens at the expiration date? Does my credit card company automatically send me a new card? If I want to switch to a different card at expiration from a different company should I call my card company and tell them not to renew it? I am currently using a student card and at expiration I would like to upgrade to a card with some rewards, any information on this subject would be greatly appreciated, Thank you.[/quote]<< I am currently using a student card and at expiration I would like to upgrade to a card with some rewards, any information on this subject would be greatly appreciated, Thank you.
husstang
================
This may be an excellent plan to harm yourself from 2 fronts.
1*Average of accounts
2* Utilization of available credit.
Why not keep the current card and add a new one instead? >>
Author: Charley
Posted: Tue May 25, 2004 12:54 am
Post subject: Credit Card Expiration Dates
Quote:
Verne wrote:
Your contract or agreement is still just as worthless as before. Verne
Amazing how people would refuse to sign such an agreement on anything except for a credit card.
I sometimes wonder whether credit cards should be more tightly regulated than they are now. They are approaching the point where one needs a credit card to live efficiently in modern society. Their value exceeds what people pay for them in dollars which is why you have people "agreeing" to such ridiculous agreements. Competition is supposed to keep the card companies in line but that doesn't exist as can be seen by the fees the card companies charge and how all the fees seem to go up together.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Sat May 22, 2004 10:52 pm
Post subject: Credit Card Expiration Dates
I am currently using my first and only credit card. I have paid my entire bill every month and hopefully have a rather good credit rating. I noticed that my credit card expiration date is approaching, about six months away. My question is: what happens at the expiration date? Does my credit card company automatically send me a new card? If I want to switch to a different card at expiration from a different company should I call my card company and tell them not to renew it? I am currently using a student card and at expiration I would like to upgrade to a card with some rewards, any information on this subject would be greatly appreciated, Thank you.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Verne
Posted: Sat May 22, 2004 11:12 pm
Post subject: Credit Card Expiration Dates
Usually the expiration date is nothing more than a slight pause at which time the card company sends you a card with a new expiration date. Since they can change the "agreement" at any time, the expiration date means little and is used more for security reasons.
You don't have to renew anything. Your contract or agreement is still just as worthless as before. You should get the new card in the mail 2 or 3 weeks before it expires
Author: meto
Posted: Sun May 23, 2004 9:16 am
Post subject: Credit Card Expiration Dates
Hain't that the truth!
Verne wrote:
Your contract or agreement is still just as worthless as before. Verne
Amazing how people would refuse to sign such an agreement on anything except for a credit card.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: meto
Posted: Mon May 24, 2004 2:08 pm
Post subject: Credit Card Expiration Dates
[quote="husstang"]I am currently using my first and only credit card. I have paid my entire bill every month and hopefully have a rather good credit rating. I noticed that my credit card expiration date is approaching, about six months away. My question is: what happens at the expiration date? Does my credit card company automatically send me a new card? If I want to switch to a different card at expiration from a different company should I call my card company and tell them not to renew it? I am currently using a student card and at expiration I would like to upgrade to a card with some rewards, any information on this subject would be greatly appreciated, Thank you.[/quote]<< I am currently using a student card and at expiration I would like to upgrade to a card with some rewards, any information on this subject would be greatly appreciated, Thank you.
husstang
================
This may be an excellent plan to harm yourself from 2 fronts.
1*Average of accounts
2* Utilization of available credit.
Why not keep the current card and add a new one instead? >>
Author: Charley
Posted: Tue May 25, 2004 12:54 am
Post subject: Credit Card Expiration Dates
Quote:
Verne wrote:
Your contract or agreement is still just as worthless as before. Verne
Amazing how people would refuse to sign such an agreement on anything except for a credit card.
I sometimes wonder whether credit cards should be more tightly regulated than they are now. They are approaching the point where one needs a credit card to live efficiently in modern society. Their value exceeds what people pay for them in dollars which is why you have people "agreeing" to such ridiculous agreements. Competition is supposed to keep the card companies in line but that doesn't exist as can be seen by the fees the card companies charge and how all the fees seem to go up together.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 5:20 PM
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