Reward Credit Card Comparison
archive
Posted: Fri Oct 29, 2004 1:20 pm
Post subject: Reward Credit Card Comparison
Ken
Date: 12/25/2000 9:37 pm CDT
What is the best card for cash back? Paying off each month and running between 15-30k per year. Thanks
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
archive
Posted: Fri Oct 29, 2004 1:20 pm
Post subject: Reward Credit Card Comparison
GEORGE
Date: 12/25/2000 9:55 pm CDT
TRY AMEX OR DISCOVERCARD
archive
Posted: Fri Oct 29, 2004 1:21 pm
Post subject: Reward Credit Card Comparison
Ira Stoller
Date: 12/26/2000 8:48 am CDT
Depends on your usage. If you drive, look into one of the gas & oil credit cards (Sunoco, Gulf, Shell) which give you a 4% or 5% on all purchases at one of their stations, plus a 1% rebate on all other purchases. Rebates are figured monthly.
Discover card requires that you work up to their highest rebate. They have a schedule giving you a 0.25% rebate on your first, I believe, $500.00, followed by a 0.5% rebate on your next so many dollars, etc., working up to a 2% rebate on all purchases above X dollars. You get a single rebate check each year. Check out their site for full details.
If you travel a lot, one of the airline mileage cards might be best for you. Every airline has them, and every one carries an annual fee.
Essentially the best card is the one that most closely meets your needs and allows you to take full advantage of your own personal buying habits. What works for you might not work for me, etc.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
archive
Posted: Fri Oct 29, 2004 1:22 pm
Post subject: Reward Credit Card Comparison
Eugene
Date: 12/29/2000 6:17 am CDT
If you drive, look into one of the gas & oil credit cards (Sunoco, Gulf, Shell) which give you a 4% or 5% on all purchases at one of their stations, plus a 1% rebate on all other purchases.
Some of those gas cards' rebates are applicable only for gas at their stations, make sure that you are actually going to NEED that bonus. So, it's not pure cash back.
Discover card requires that you work up to their highest rebate. They have a schedule giving you a 0.25% rebate on your first, I believe, $500.00, followed by a 0.5% rebate on your next so many dollars, etc., working up to a 2% rebate on all purchases above X dollars.
It comes up to 2% only if you use the bonus at listed merchants, otherwise it's topped at 1%. Combined with the limited acceptance, and with the fact that some merchants do NOT participate in Discover cash back program (what's up with that?), it's almost universally a worse choice than plain 1% Visa/MC.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Fri Oct 29, 2004 1:20 pm
Post subject: Reward Credit Card Comparison
Ken
Date: 12/25/2000 9:37 pm CDT
What is the best card for cash back? Paying off each month and running between 15-30k per year. Thanks
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
archive
Posted: Fri Oct 29, 2004 1:20 pm
Post subject: Reward Credit Card Comparison
GEORGE
Date: 12/25/2000 9:55 pm CDT
TRY AMEX OR DISCOVERCARD
archive
Posted: Fri Oct 29, 2004 1:21 pm
Post subject: Reward Credit Card Comparison
Ira Stoller
Date: 12/26/2000 8:48 am CDT
Depends on your usage. If you drive, look into one of the gas & oil credit cards (Sunoco, Gulf, Shell) which give you a 4% or 5% on all purchases at one of their stations, plus a 1% rebate on all other purchases. Rebates are figured monthly.
Discover card requires that you work up to their highest rebate. They have a schedule giving you a 0.25% rebate on your first, I believe, $500.00, followed by a 0.5% rebate on your next so many dollars, etc., working up to a 2% rebate on all purchases above X dollars. You get a single rebate check each year. Check out their site for full details.
If you travel a lot, one of the airline mileage cards might be best for you. Every airline has them, and every one carries an annual fee.
Essentially the best card is the one that most closely meets your needs and allows you to take full advantage of your own personal buying habits. What works for you might not work for me, etc.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
archive
Posted: Fri Oct 29, 2004 1:22 pm
Post subject: Reward Credit Card Comparison
Eugene
Date: 12/29/2000 6:17 am CDT
If you drive, look into one of the gas & oil credit cards (Sunoco, Gulf, Shell) which give you a 4% or 5% on all purchases at one of their stations, plus a 1% rebate on all other purchases.
Some of those gas cards' rebates are applicable only for gas at their stations, make sure that you are actually going to NEED that bonus. So, it's not pure cash back.
Discover card requires that you work up to their highest rebate. They have a schedule giving you a 0.25% rebate on your first, I believe, $500.00, followed by a 0.5% rebate on your next so many dollars, etc., working up to a 2% rebate on all purchases above X dollars.
It comes up to 2% only if you use the bonus at listed merchants, otherwise it's topped at 1%. Combined with the limited acceptance, and with the fact that some merchants do NOT participate in Discover cash back program (what's up with that?), it's almost universally a worse choice than plain 1% Visa/MC.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 3:40 PM
0 Comments:
Post a Comment
<< Home