Credit Tips: Responsibily for Spouses Debt Upon Their Death

Posted On: February 1, 2006

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Posted: Sat Jan 01, 2005 1:19 am
Post subject: Responsibily for Spouses Debt Upon Their Death

Barbara
Date: 10/17/2000 12:21 am CDT

I live in NY and my spouse recently died. Only his name was on his credit card accounts. Am I responsible for his debt?

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Posted: Sat Jan 01, 2005 1:20 am
Post subject: Responsibily for Spouses Debt Upon Their Death

Board Monitor - CA
Date: 10/19/2000 9:04 am CDT

Barbara,

Thanks for your post! I don’t think so, but I am not 100% certain. We have had similar posts here before and the laws do very from state to state, so the only way to be certain is to seek legal counsel. It might be easier just to call the credit card companies directly, though.

Let us know how things turn out and good luck.

Best Regards,
Curtis Arnold
CFCCT P.R. Director
http://www.cardratings.org

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Posted: Sat Jan 01, 2005 1:20 am
Post subject: Responsibily for Spouses Debt Upon Their Death

GEORGE
Date: 10/25/2000 0:02 am CDT

You don’t have to pay them, but if the house and cars are joint accounts, the credit card companys will probably put leans on them if you don’t pay.

NOTIFY THE CREDIT CARD COMPANYS THAT HE DIED. THEY MAY CHANGE THE NAME ON THE CARD TO YOURS IF YOU WANT THEM.

YOU MAY BE ABLE TO FREEZE THE INTEREST IF IT IS A BURDEN SINCE HE DIED.