Pre-Approved Credit Card Deals

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Posted: Mon Jan 10, 2005 3:51 pm
Post subject: Pre-Approved Credit Card Deals

Howard Crosby
Date: 9/17/2000 9:17 am CDT

I seem to have read somewhere that if you receive a pre-approved credit card application that the company is obligated to issue the card. I recall that if the company declines your application that you have some recourse. I can't remember where I saw this information. I would appreciate any help that you could give me involving this situation.
Thanks in advance

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archive
Posted: Mon Jan 10, 2005 3:51 pm
Post subject: Pre-Approved Credit Card Deals

Eugene Skorodinsky
Date: 9/17/2000 11:41 pm CDT

Wherever you read that, it's not true. A bank can decline your pre-approved application if their criteria changed, if something in your report changed, or even for no particular reason. And you have no recourse.

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Posted: Mon Jan 10, 2005 3:52 pm
Post subject: Pre-Approved Credit Card Deals

Tim
Date: 9/18/2000 10:23 pm CDT

Eugene is right again!

Read, the fine print my man and read it twice....

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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