Home
About Us Search our Site Contact Us
Card Reports Card Information Credit Calculators Forum Articles Credit News

Free consumer info. since 1998! As featured by The Wall Street Journal, The NY Times, PBS, etc.

New! Consumer advocates strongly suggest that you know your credit score.
You can now obtain your credit scores for free instantly online!

Sunday, February 12, 2006

No Annual Fee Credit Card Review

archive
Posted: Tue Nov 30, 2004 9:51 pm
Post subject: No Annual Fee Credit Card Review

Carolyn
Date: 11/14/2000 9:50 am CDT

I begin to consider to apply a credit card. I have no credit experince before. How can i establish my credit? Are there any credit card issurers which would provide a credit card with no or low annul fee to a new comer? I appreciate if you can give any information.


CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!


archive
Posted: Tue Nov 30, 2004 9:51 pm
Post subject: No Annual Fee Credit Card Review


Eugene
Date: 11/14/2000 11:30 pm CDT

I don't think you will be able to find a card with no annual fee. You need to look for a secured card, but they all have annual fees.



archive
Posted: Tue Nov 30, 2004 9:51 pm
Post subject: No Annual Fee Credit Card Review


Becky
Date: 11/16/2000 3:00 am CDT

Hi Eugene,

I have read your previous messages. It appears that you know a lot about credit industry. I have to disagree with one of your messages regarding to credit cards that have annual fees or do not have annual fee. I own few credit cards. Some credit cards do offer no annual fee. Only one or two of my credit cards do have annual fee. Other credit cards have no annual fees.
I am looking at Bank of America for balance transfer with low interest rate because it has no date expiration for the low interest rate balance transfer. Also, it offers no annual fee. It is highly recommended by this cardratings.org How can you explain that?? The reason I am looking for a bank that offers low interest rate for balance transfer from the merchant's credit card is because the merchant has very high rate after six months of interest free. We could not pay off within 6 months. We purchased computer system package using that credit card which offered six months of interest free which will be up in January, so...meanwhile I am still searching...
How about Citibank that offers 3.9 rate for only 9 months?
I know both of them have good offers but I am most likely to depend on the duration rather than worry too much to count the time! Otherwise it would build good credit history, isn't it??
I welcome your opinions. no hard feelings. SMILE!
Happy Thanksgiving to you and everyone!!


CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

0 Comments:

Post a Comment

<< Home