Credit Tips: How to Consolidate Credit Card Debt on Your Own

Posted On: February 1, 2006

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Posted: Mon Jan 10, 2005 3:56 pm
Post subject: How to Consolidate Credit Card Debt on Your Own
Tim
Date: 9/17/2000 0:05 am CDT

Some debt consolidaters take you first payment and charge you a montly fee I suggest you do the following:

(email me at timmartin@www.com for more info)

You can consolidate your debts yourself. Yes, I believe in you. First get your credit report from all three major credit reporting agencies. Then, call each lender and close your accounts if they are still open. (first step)

Offer each lender half what you owe. If you are very delinquent they will go for it. If you are current then you have the desire to pay the full amount you owe anyway. (2nd)

The third and final step is to believe in yourself. Believe that you can buget your money and pay each bill on time.Set up a paymybill account (at www.paymybill.com) so that each month on a date you choose you can have a personal account debited. Your bank may have a website with auto pay. (3rd)

It is up to you to keep enough money in the account.Total cost to you is less then $24.00 for credit reports. A debt consolidator will charge you a whole lot more for less…

( If you are a resident of Maryland you get one credit report from each agency free each year by request)

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Posted: Mon Jan 10, 2005 3:57 pm
Post subject: How to Consolidate Credit Card Debt on Your Own

PCLARK
Date: 9/28/2000 11:59 am CDT

I HAVE BEEN LOOKING INTO DEBT ASSISTANCE TO GET OUT OF CREDIT CARD DEBT. IS BUDGETPLANNERS SOME ONE WHO WOULD BE GOOD TO GET HELP WITH. PLEASE HELP I DONT WANT TO GET INTO SOMETHING I CANT GET OUT OF OR MESSING UP MY GET REPORT. IM AM NOT PASS DUE ON ANY OF THEM JUST WAY OVER MY HEAD I WILL TAKE ANY ADVISE THAT YOU CAN GIVE THANKS